Two Bedroom Apartment in Vero and Versa, Porto Montenegro
€753,000
Peter Flynn
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Description
Porto Montenegro is an internationally recognised waterfront destination, transforming Tivat’s former naval base into one of the Mediterranean’s most refined super yacht marinas. Designed as a complete lifestyle village, it brings together marina infrastructure, residences, hospitality, retail, and year-round amenities on the Bay of Kotor.
The brand-new Vero & Versa Residences enjoy a prime location within the village, within walking distance of a shopping mall, international school, medical centre, cafés, and restaurants, with the sea just 50 metres away. As part of Porto Montenegro’s ongoing evolution, the buildings complement the village’s architectural character, offering contemporary homes with clean lines and understated elegance. Owners benefit from professional property management, security, and maintenance, with the option to join rental programmes, within a master-planned marina community known for its international profile, established infrastructure, and long-term quality.
Vero comprises 155 contemporary residences, ranging from studios to three-bedroom penthouses. The building features private residential entrances, reception services, apodium-level swimming pool, underground parking, a fully equipped gym, and aselection of cafés and retail spaces at ground level.
Versa is a more boutique collection of 47 residences, designed for relaxed, day-to-day living. Residents benefit from a calm pool terrace, gym facilities, and a welcomingreception area in a quieter residential setting.
Vero and Versa Residences are shaped by considered design and a clear sense of style. Open layouts maximise natural light and create interiors that feel comfortable and well proportioned. Materials are selected for their quality and durability, developing character and depth over time. The result is a collection of homes that balance form and function, designed for everyday living and built to endure.
Two-bedroom apartments feature well-planned layouts with an open-plan living and dining area with kitchen, two bedrooms, and either one-and-a-half or two bathrooms.
The majority of two-bedroom apartments include a master bedroom with an en-suite bathroom, along with a second shared bathroom that also functions as a guest bathroom.
The living area opens directly onto the terrace, enhancing the connection between indoor and outdoor living. The apartments are completed with a fitted kitchen and built-in wardrobes.
Depending on their position within the building, these apartments offer a range of views of the surrounding area.
Available Two-Bedroom apartments are:
Vero Building - First Floor
Entrance A
· A103, Internal Area is 104,7 m2, External Areais 15,4 m2, Area with Exclusive Right to Use is 30,4 m2, Total Area is 150,5m2, Price on Request
· A104, Internal Area is 105,3 m2, External Area is 22,3 m2, Area with Exclusive Right to Use is 39,5 m2 Total Area is 167,1 m2, Price onRequest
· A105, Internal Area is 81 m2, External Areais 17,8 m2, Area with Exclusive Right to Use is 32m2 TotalArea is 130,7 m2, Price on Request
· A106, Internal Area is 82,3 m2, External Area is 16,3 m2, Area with Exclusive Right to Use is45,6m2 Total Area is 144,1 m2, Price on Request
Entrance B
· B101, Internal Area is 81,7 m2, External Area is 18,7 m2, Total Area is 100,3 m2, Price on Request
Entrance C
· C102, Internal Area is 110.8 m2, External Area is 11 m2, Area with Exclusive Right to Use is 19,1 m2, Total Area is 140,9 m2, Price 1,169,000 EUR
· C103, Internal Area is 107,8 m2, External Area is 10,7 m2, Area with Exclusive Right to Use is 19,4 m2 Total Area is 137,8 m2, Price 969,000 EUR
Entrance D
· D107, Internal Area is 101,1 m2, External Areais 23,6 m2, Total Area is 124,7 m2, Price 1,043,000 EUR
· D111, Internal Area is 107,1 m2, External Areais 22,4 m2, Area with Exclusive Right to Use is 12,9 m2, Total Area is 142,4 m2, Price 1,182,000 EUR
· D112, Internal Area is 107,5m2, External Area is 26,6 m2, Area with Exclusive Right to Use is 21,5 m2 Total Area is 155,5 m2, Price 1,212,000 EUR
Versa Building - First Floor
Entrance E
· E101, Internal Area is 90,1 m2, External Area is 9,8 m2, Area with Exclusive Right to Use is 12,7 m2, Total Area is 112,6 m2, Price 869,000 EUR
· E108, Internal Area is 105,3 m2, External Area is 11,2 m2, Area with Exclusive Right to Use is 13,8 m2, Total Area is 130,4 m2, Price 983,000 EUR
Vero Building - Second Floor
Entrance A
· A201, Internal Area is 106,4 m2, External Area is 21,2 m2, Area with Exclusive Right to Use is 10,8 m2, Total Area is 138,4 m2, Price on Request
· A202, Internal Area is 104,1 m2, External Area is 12,1 m2, Total Area is116,2 m2, Price on Request
· A203, Internal Area is 105,3 m2, External Area is 15,4 m2, Total Area is 120,7 m2, Price on Request
· A204, Internal Area is 81,1 m2, External Area is 13,4 m2, Total Area is 94,5 m2, Price on Request
· A205, Internal Area is 82,1 m2, External Area is 14,8 m2, Total Area is 96,9 m2, Price on Request
Entrance B
· B201, Internal Area is 82,5 m2, External Area is 14,3 m2, Total Area is 96,9 m2, Price on Request
Entrance C
· C201, Internal Area is 99,2 m2, External Area is 11,3 m2, Total Area is 110,5 m2, Price 971,000 EUR
· C202, Internal Area is 110,6 m2, External Area is 13,9 m2 Total Area is 124,5 m2, Price 1,046,000 EUR
· C203, Internal Area is 107,7 m2, External Area is 13,5 m2, Total Area is 121,2 m2, Price 953,000 EUR
Entrance D
· D207, Internal Area is 101 m2, External Area is 23,7 m2, Total Area is 124,7 m2, Price 1,084,000 EUR
· D208, Internal Area is 77,9 m2, External Area is 8,5 m2, Total Area is 86,4 m2, Price 753,000 EUR
· D212, Internal Area is 107,1 m2, External Area is 16,9 m2, Total Area is 124 m2, Price1,108,000 EUR
· D213, Internal Area is 107,5m2, External Area is 16,5 m2 Total Area is 124 m2, Price 1,055,000 EUR
Versa Building - Second Floor
Entrance E
· E201, Internal Area is 90,1 m2, External Area is 9,6 m2, Total Area is 99,7 m2, Price 831,000 EUR
· E207, Internal Area is 100,5 m2, External Area is 47,3 m2, Area with Exclusive Right to Use is 24,2 m2 , Total Area is 172,1 m2, Price 1,239,000 EUR
· E208, Internal Area is 100,9 m2, External Area is 47,3 m2, Area with Exclusive Right to Use is 24,2 m2, Total Area is 172,5 m2, Price 1,231,000 EUR
Vero Building - Third Floor
Entrance A
· A301, Internal Area is 106,4 m2, External Area is 21,2 m2, Area with Exclusive Right to Use is10,8 m2, Total Area is 138,4 m2, Price on Request
· A302, Internal Area is 104,1 m2, External Area is 12,1 m2, Total Area is 116,2 m2, Price on Request
· A303, Internal Area is 105,3 m2, External Area is 15,4 m2, Total Area is 120,7 m2, Price on Request
· A304, Internal Area is 81,1 m2, External Area is 13,4 m2, Total Area is 94,5 m2, Price on Request
· A305, Internal Area is 82,1 m2, External Area is 14,8 m2, Total Area is 96,9 m2, Price on Request
Entrance B
· B301, Internal Area is 82,5 m2, External Area is 14,3 m2, Total Area is 96,9 m2, Price on Request
Entrance C
· C301, Internal Area is 99,2 m2, External Area is 11,3 m2, Total Area is 110,5 m2, 986,000 EUR
· C302, Internal Area is 110,6 m2, External Area is 13,9 m2 Total Area is 124,5 m2, 1,059,000 EUR
· C303, Internal Area is 107,7 m2, External Area is 13,5 m2, Total Area is 121,2 m2, 966,000 EUR
Entrance D
· D307, Internal Area is 101 m2, External Area is 23,7 m2, Total Area is 124,7 m2, Price1,097,000 EUR
· D308, Internal Area is 77,9 m2, External Area is 8,5 m2, Total Area is 86,4 m2, Price 763,000 EUR
· D312,Internal Area is 107,1 m2, External Area is 16,9 m2, Total Area is 124 m2, Price1,121,000 EUR
· D313, Internal Area is 107,5m2, External Area is 16,5 m2 Total Area is 124 m2, Price 1,068,000 EUR
Versa Building - Third Floor
Entrance E
· E301, Internal Area is 90,1 m2, External Area is 9,6 m2, Total Area is 99,8 m2, Price 842,000 EUR
Vero Building - Fourth Floor
Entrance A
· A401, Internal Area is 106,4 m2, External Area is 21,2 m2, Total Area is 138,4 m2, Price on Request
· A402, Internal Area is 104,1 m2, External Area is 12,1 m2, Total Area is 116,2 m2, Price on Request
· A403, Internal Area is 105,3 m2, External Area is 15,4 m2, Total Area is 120,7 m2, Price on Request
· A404, Internal Area is 81,1 m2, External Area is 13,4 m2, Total Area is 94,5 m2, Price on Request
· A405, Internal Area is 82,1 m2, External Area is 14,8 m2, Total Area is 96,9 m2, Price on Request
Entrance B
· B401, Internal Area is 82,5 m2, External Area is 14,3 m2, Total Area is 96,9 m2, Price on Request
Entrance C
· C401, Internal Area is 99,2 m2, External Area is 11,3 m2, Total Area is 110,5 m2, Price 1,000,000 EUR
· C402, Internal Area is 110,6 m2, External Area is 13,9 m2, Total Area is 124,5 m2, Price 1,072,000 EUR
· C403, Internal Area is 107,7 m2, External Area is 13,5 m2, Total Area is 121,2 m2, Price 979,000 EUR
Entrance D
· D407, Internal Area is 101 m2, External Area is 23,7 m2, Total Area is 124,7 m2, Price 1,110,000 EUR
· D408, Internal Area is 77,9 m2, External Area is 8,5 m2, Total Area is 86,4 m2, Price 774,000 EUR
· D412, Internal Area is 107,1 m2, External Area is 16,9 m2, Total Area is 124 m2, Price 1,134,000 EUR
· D413, Internal Area is 107,5m2, External Area is 16,5 m2 Total Area is 124 m2, Price 1,082,000 EUR
Versa Building - Fourth Floor
Entrance E
· E401, Internal Area is 90,1 m2, External Area is 9,6 m2, Total Area is 99,7 m2, Price 852,000 EUR
· E407, Internal Area is 100,5 m2, External Area is 23,1 m2, Total Area is 123,6 m2, Price 1,098,000 EUR
· E408, Internal Area is 100,9 m2, External Area is 23,1 m2, Total Area is 124 m2, Price 1,042,000 EUR
Vero Building - Fifth Floor
Entrance A
· A501, Internal Area is 105,1 m2, External Area is 22 m2, Total Area is 127,1 m2, Price on Request
Entrance B
· B501, Internal Area is 82,5 m2, External Area is 14,3 m2, Total Area is 96,8 m2, Price on Request
· B502, Internal Area is 113,8 m2, External Area is 27,9 m2, Area with Exclusive Right to Use is 24,7 m2, Total Area is 166,4m2, Price on Request
· B503, Internal Area is 105 m2, External Area is 10,9 m2 Total Area is 115,9 m2, Price on Request
Entrance C
· C501, Internal Area is 99,2 m2, External Area is 11,8 m2, Total Area is 111 m2, Price 1,015,000 EUR
· C502, Internal Area is 110,6 m2, External Area is 13,9 m2 Total Area is 124,5 m2, Price 1,127,000 EUR
· C503, Internal Area is 107,7 m2, External Area is 13,5 m2, Total Area is 121,2 m2, Price 1,040,000 EUR
· C504, Internal Area is 96 m2, External Area is 14,9 m2, Total Area is 110,8 m2, Price 930,000 EUR
Entrance D
· D504, Internal Area is 77,9 m2, External Area is 8,5 m2, Total Area is 86,4 m2, Price 790,000 EUR
· D506, Internal Area is 119,4 m2, External Area is 52,6 m2, Area with Exclusive Right to Use is 21,4 m2, Total Area is 193,4 m2, Price 1,578,000 EUR
Versa Building - Fifth Floor
Entrance E
· E501, Internal Area is 90,1 m2, External Area is 9,6 m2, Total Area is 99,8 m2, Price 873,000 EUR
· E506, Internal Area is 103,5 m2, External Area is 44,7 m2, Area with Exclusive Right to Use is 17,4 m2, Total Area is 165,7 m2, Price 1,248,000 EUR
· E507, Internal Area is 102,2 m2, External Area is 44,7 m2, Area with Exclusive Right to Use is 17,4 m2, Total Area is 164,3 m2, Price 1,227,000 EUR
Vero & Versa Residences offer a thoughtfully designed and flexible payment structure, providing buyers with clarity, convenience, and long-term value:
Reservation fee: €10,000
Pre-contract deposit: 10%, less the reservation fee
First installment: 30%, less the pre-contract deposit
Second and third installments, aligned with development milestones: 25%
Final installment: 20% (scheduled for late 2028)
Opportunity to select furniture packages by Manor Interior Design, with prices fixed until June 2026.
The price of a garage parking space is 50,000 EUR.
Additionally, excellent transport connections place Tivat Airport 5–10 minutes away, Dubrovnik Airport approximately 1.5 hours away, and the UNESCO-protected Old Town of Kotor within a 20-minute drive.
ntRealty is a Real Estate Agency based in Tivat, Montenegro, headed by British businessman Peter Flynn, who has lived in the area since 2005 and focused his efforts in various aspects of real estate, including development, architecture, interior design, and investing in real estate in the area. The Tivat office is run by a team of professionals who really understand the local market. The team is there to help guide you through the buying (or selling) process, and we pride ourselves on giving a high level of service in a polite, friendly, and efficient way.
ntRealty specializes in properties for sale all around the Bay of Kotor, Tivat Bay, and Lustica, and our clients range from Porto Montenegro and Lustica Bay to hundreds of private individuals who put their trust in our operation.
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Frequently Asked Questions
After purchase and registration, you'll receive keys and take possession. Next steps include transferring utilities to your name, setting up building management payments if it's an apartment, getting home insurance, and—if you're renting it out—registering for tourist tax and obtaining any required permits. Your lawyer or agent can guide you through the administrative bits.
Rental income is taxed at 15% on gross receipts if you're renting short-term (tourist rentals), or you can opt for taxation on net income after expenses for long-term rentals. You'll also pay municipal tourist tax (€1 per night per guest in high season, €0.50 in low season) and need to register your rental with the tax authorities and tourism directorate.
Annual property tax is quite low—just 0.25% of the property's assessed value per year. The assessed value is typically well below market value, so you might pay €200-500 annually on a coastal apartment worth €200,000. It's collected by your local municipality and is one of Montenegro's more affordable ongoing costs.
Notary fees are set by official tariff and scale with your purchase price. For most residential properties, expect €350-€1,000 plus 21% VAT—so roughly €423-€1,210 total. A €250,000 property runs about €532 in base fees. There are also small charges for document copies and administrative filing, so your final notary bill might be slightly higher.
For resale properties, you'll pay 3% Real Estate Transfer Tax (RETT) on the purchase price. New builds from developers are zero-rated for RETT but include 21% VAT in the price—though developers can usually reclaim this VAT. Either way, budget around 3% of the purchase price for transfer taxes unless it's a new build where VAT is already included.
The notary doesn't receive or hold the money directly. Instead, the seller must confirm in writing to the notary that they've received the full purchase price. Only after the notary receives this written confirmation (and verifies tax obligations are met) will they issue the Clausula Intabulandi. Some transactions use bank confirmations for added security.
Yes, if you're married or in a registered partnership, you typically need your spouse's or partner's written consent to sell property in Montenegro, even if the property is registered solely in your name. This protects both parties' interests under matrimonial property rules. Your notary will confirm the specific requirements for your situation.
The Clausula Intabulandi is the notary's official confirmation that all legal and financial obligations have been met, allowing the property to be registered in your name. The notary issues it only after verifying you've paid the full price and all taxes. It's your green light for cadastre registration—without it, you can't become the legal owner.
Every property and owner has specific numbers that appear on contracts: your JMBG (personal ID), the seller's JMBG or company registration, and the property's cadastral parcel number (katastarska parcela/čestica). These link everything in the official registries and are essential for registration and tax purposes.
No, Montenegro doesn't have a title insurance system like the US or UK. Instead, buyers rely on comprehensive legal due diligence—your lawyer or notary checks the cadastre, ownership history, encumbrances, and permits before you commit. It's a different system, but with proper checks it's just as secure.
It depends on where your documents were issued. If you're from a Hague Convention country (which includes most Western countries), you need an apostille. If not, your documents need consular legalisation. Either way, they'll also need certified translation by a sworn court translator in Montenegro.
Your lawyer requests an official extract (List nepokretnosti) from the Real Estate Cadastre, which shows current ownership, any mortgages or liens, property boundaries, and legal description. The notary also verifies the seller's identity and legal capacity. This due diligence typically takes a few days and costs around €18-25 for the cadastre extract.
You obtain a JMBG through the local Police Directorate (MUP) by presenting your passport, proof of property ownership, and completing a simple application. The process typically takes a few days, and you'll need this number for tax declarations and property registration—even without residency.
For a straightforward resale apartment with clean paperwork, the buying process can often be completed within 3-6 weeks. More complex transactions, new builds, or mortgage-financed purchases can take longer.
Some banks do lend to foreigners, but conditions are tighter—lower loan-to-value ratios and stricter income requirements. Many foreign buyers finance through their home country or pay cash.
Officially, everything is in euros. You can convert from your home currency before sending, or in some cases settle using cryptocurrency if both parties and the notary agree—but the contract price and taxes are always euro-based.
Beyond the purchase price and transfer tax, budget for notary fees, translation, legal fees, and potentially agency commission—together, these typically add 2-4% to your total cost.
No. Most foreign buyers use a Power of Attorney to authorize someone here—your lawyer, NT Realty, or another trusted representative—to sign on your behalf.
By convention, the buyer usually pays both the notary fees and the sworn court translator fees, though this can be negotiated between parties.
Yes, and it's more straightforward than most people expect. Montenegro welcomes foreign buyers—both EU and non-EU—and you can own property in your own name without needing residency or a local company in most cases.
Disclaimer: Purchase Costs & Information Accuracy
All costs associated with the purchase, including notary fees, real estate transfer tax (if applicable), and any legal fees, are the sole responsibility of the buyer. ntRealty bears no responsibility for the correctness of the information published here, which is based exclusively upon details provided to us by the property owner(s). ntRealty has no obligation to update, modify, or amend this listing or to notify a reader if any information, including urbanistic or cadastral data, subsequently becomes inaccurate. All listings are subject to prior sale. Agency Commission: No agency commission is charged to the buyer. The agency fee is paid by the seller.
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