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Modern Two Bedroom Apartment for Sale in D One Boka Residence Complex Dobrota, Kotor

€280,500

2
Bed
1
Bath
66,61
0
1
Available
Maša Flynn

Maša Flynn

Features

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In Brief

A two-bedroom ground-floor apartment of 66.61 m², including a 3.95 m² terrace and storage, in D One Boka Residence, Dobrota, Kotor municipality. Open-plan kitchen, dining and living area of 27.12m²; two bedrooms of 14.05 m² and 10.82 m²; one bathroom; storage 2.50 m². High-quality specification throughout. Shared outdoor swimming pool, lift, and allocated parking. Kotor Old Town 2.4 km / 6 min; Tivat Airport 10 km / 18 min. Completion 2027. Price 280.500 EUR.

Description

What S2 offers over the one-bedroom units is clear: two properly sized bedrooms and a living area that works for a family or as a genuine base for two people living independently. At 66.61 m², this is a well-resolved ground-floor apartment with enough space to function year-round rather than seasonally.

The kitchen, dining and living area at 27.12 m² is the largest ground-floor living space in Building 1 — open-plan, connecting directly to the 3.95 m² terrace, and designed to the same specification palette as the rest of the development: warm oak cabinetry and shelving, light plaster walls, engineered timber flooring, and floor-to-ceiling glazing. The two bedrooms — 14.05 m² and 10.82 m² — are both genuine doubles, separated by a corridor with storage. The bathroom is fitted with walk-inshower and vanity unit. A separate storage room of 2.50 m² is included.

The ground-floor position gives the apartment a direct relationship with the outdoor terrace. The bay view runs across Dobrota's rooftops to the water — real, but with the foreground that ground-level always brings. The upper floors have the wider panorama; thislevel trades that for a lower price and direct terrace access.

Shared outdoor pool. Lift. Allocated parking. Direct from developer, flexible payment plan. Completion 2027. Interior images are AI-generated visualisations; confirm specification with the developer.

Key Features

•             Two-bedroom ground-floor apartment, 66.61 m², Dobrota, Kotor municipality

•             Living area 27.12 m²; bedrooms 14.05 m² and 10.82 m²; terrace 3.95 m²; storage 2.50 m²

•             High-quality specification: engineered timber flooring, oak joinery, walk-in shower

•             Shared outdoor pool; lift; allocated parking space

•             Bay of Kotor views across Dobrota rooftops

•             Direct purchase from developer; flexible payment plan

•             Off-plan— completion 2027

What Sets It Apart

Two genuine double bedrooms in a new-build apartment in Kotor municipality, with a shared pool, allocated parking, and a six-minute drive to the Old Town, is not a combination readily found at this level. The ground-floor position keeps the price below the upper-floor equivalents; the bones and specification are identical.

Buyer Lens

A couple, a young family, or a buyer wanting a two-bedroom rental asset that works year-round. The bedroom proportions and storage work for extended stays, not just short-term lets.

Agent's Honest Take

A two-bedroom, two-terrace, new-build in Dobrota with a shared pool at ground-floor pricing — the maths are straightforward. The view from ground level in Dobrota is honest rather than spectacular: you have the bay and the mountains across the rooftops. If the priority is space, specification, and location over the panorama, this delivers well. The six-minute drive to Kotor and the eighteen minutes to the airport arethe same from every floor.

Local Amenities

Dobrota is a long, linear settlement running south along the eastern shore of the Bay of Kotor — one of the most scenic stretches of the UNESCO-protected bay. It is neither a resort nor a suburb; it is a place where people actually live: Montenegrin families, a growing international community, and a waterfront promenade that connects one good restaurant to the next. The development sits on the upper hillside of northern Dobrota, elevated above the bay road, with Kotor Old Town six minutes south by car and the waterfront walkable from the lower road. It is quiet without being remote, and it is improving — the restaurant and café offer onthe promenade has grown meaningfully in recent years.

On foot — Dobrota waterfront and village

•             Sandrela Bakery — ~450 m / ~6 min. One of the most respected bakeries in the area: burek, bread, pastries from early morning. 4.8 stars from 475 reviews.

•             Medical Centre Kotor (Dom zdravlja) — ~500 m / ~7 min, on the main road

•             Medicor Pharmacy & Apoteka Dobrota — ~500 m / ~7 min (two pharmacies in close proximity)

•             Aroma Supermarket — ~750 m / ~10 min. Two floors, fresh produce, butcher, delicounter. The main grocery run for the neighbourhood.

•             Tendita Bakery — ~800 m / ~10 min. 4.9 stars. Cakes, pastries, good coffee, café seating. The kind of place that earns a regular table.

•             Moments Restaurant — 800 m / 13 min on foot. 4.8 stars, 892 reviews. Fine-dining register, bay views, live music on summer evenings. One of the highest-rated restaurants in the municipality.

•             Konoba Portun — 950 m / 14 min on foot. 4.7 stars, 2,623 reviews. The fish konoba the locals keep going back to — seafood-focused, waterfront, with a level of consistent quality that is genuinely rare in the bay area. The kind of placethat becomes a weekly habit.

•             Platanus— on the waterfront strip, 4.5 stars, 1,573 reviews. All-day restaurant, family-friendly, reliable.

•             Bonita 99 — waterfront, casual dining and drinking on the promenade strip south towards Kotor

•             Virtu Beach — 1.2 km / 16 min on foot. Waterfront bar and beach

•             Caffe Ankora — waterfront café/restaurant, bay views, 4.2 stars, 437 reviews

•             Restaurant Mondo — 4.4 stars, 738 reviews. Waterfront, seafood platter, good-value eveningdining

A short drive south (~1.6 km / 3–4 min)

•             Kamelija Shopping Centre — Aroma Grocery Market, Medicor pharmacy, Kordić bakery, clothing stores, car park

•             Resto Bar Taraca — 4.6 stars, 2,378 reviews. One of the most-reviewed restaurants in the wider Kotor area. Strong vegetarian menu, bay views, all-day.

Schools

•             Kindergarten JPU Radost — Dobrota, ~750 m

•             Primary school OŠ Narodni Heroj Savo Ilić — Dobrota, ~1.4 km

•             Elementary and high school — Dobrota, within the village

By car

•             Kotor Old Town: 2.4 km / 6 min

•             Tivat Airport (TIV): 10 km / 18 min

•             Tivat town centre: 13 km / 23 min

•             Luštica Bay: 15 km / 23 min

•             Porto Montenegro: 14 km / 27 min

•             Podgorica Airport (TGD): 82 km / 1 hr 46 min

•             Dubrovnik Airport (DBV): 69 km / 1 hr 34 min (border crossing — allow extra time inseason)

Public transport

The main bay road (E65/E80) connects Dobrota to Kotor town centre. Taxi and ride services operate throughout themunicipality. The waterfront is walkable; for most daily needs, the cardependency is low within the village itself.

NT Realty is a boutique real estate agency based in Tivat, Montenegro. Founded by Peter Flynn, who first came to the Bay of Kotor in 2005 as a property investor and has since built businesses across real estate development, architecture, and interior design, the agency is run alongside Maša Flynn — architect and former Head of Design at Porto Montenegro, where she delivered over €60 million of projects on time and on budget. Between them they bring a depth of local market knowledge that is difficult to find elsewhere in the region.

The team specialises in properties for sale and long-term rentals across the Bay of Kotor, Tivat Bay, and the Luštica Peninsula — from Porto Montenegro and Luštica Bay to private homes throughout the wider region. Our job is to guide buyers, sellers, and tenants through the process clearly, honestly, and without unnecessary complexity.

Map

Neighbourhood Guide

Kotor Bay

Explore Kotor

Learn More about living in Kotor: Things to Do and See in Kotor

Frequently Asked Questions

What happens after purchase?

After purchase and registration, you'll receive keys and take possession. Next steps include transferring utilities to your name, setting up building management payments if it's an apartment, getting home insurance, and—if you're renting it out—registering for tourist tax and obtaining any required permits. Your lawyer or agent can guide you through the administrative bits.

How are rental incomes taxed in Montenegro?

Rental income is taxed at 15% on gross receipts if you're renting short-term (tourist rentals), or you can opt for taxation on net income after expenses for long-term rentals. You'll also pay municipal tourist tax (€1 per night per guest in high season, €0.50 in low season) and need to register your rental with the tax authorities and tourism directorate.

What are annual property taxes in Montenegro?

Annual property tax is quite low—just 0.25% of the property's assessed value per year. The assessed value is typically well below market value, so you might pay €200-500 annually on a coastal apartment worth €200,000. It's collected by your local municipality and is one of Montenegro's more affordable ongoing costs.

What are the typical notary fees when purchasing property in Montenegro?

Notary fees are set by official tariff and scale with your purchase price. For most residential properties, expect €350-€1,000 plus 21% VAT—so roughly €423-€1,210 total. A €250,000 property runs about €532 in base fees. There are also small charges for document copies and administrative filing, so your final notary bill might be slightly higher.

What are the property transfer taxes in Montenegro?

For resale properties, you'll pay 3% Real Estate Transfer Tax (RETT) on the purchase price. New builds from developers are zero-rated for RETT but include 21% VAT in the price—though developers can usually reclaim this VAT. Either way, budget around 3% of the purchase price for transfer taxes unless it's a new build where VAT is already included.

How does the notary verify that the seller has genuinely received payment?

The notary doesn't receive or hold the money directly. Instead, the seller must confirm in writing to the notary that they've received the full purchase price. Only after the notary receives this written confirmation (and verifies tax obligations are met) will they issue the Clausula Intabulandi. Some transactions use bank confirmations for added security.

Do I need spousal or partner consent to sell my property in Montenegro?

Yes, if you're married or in a registered partnership, you typically need your spouse's or partner's written consent to sell property in Montenegro, even if the property is registered solely in your name. This protects both parties' interests under matrimonial property rules. Your notary will confirm the specific requirements for your situation.

What is the Clausula Intabulandi, and why is it essential for registering the property in my name?

The Clausula Intabulandi is the notary's official confirmation that all legal and financial obligations have been met, allowing the property to be registered in your name. The notary issues it only after verifying you've paid the full price and all taxes. It's your green light for cadastre registration—without it, you can't become the legal owner.

What identification numbers appear on property contracts in Montenegro?

Every property and owner has specific numbers that appear on contracts: your JMBG (personal ID), the seller's JMBG or company registration, and the property's cadastral parcel number (katastarska parcela/čestica). These link everything in the official registries and are essential for registration and tax purposes.

Is there title insurance in Montenegro?

No, Montenegro doesn't have a title insurance system like the US or UK. Instead, buyers rely on comprehensive legal due diligence—your lawyer or notary checks the cadastre, ownership history, encumbrances, and permits before you commit. It's a different system, but with proper checks it's just as secure.

Do I need an apostille for documents issued in my country?

It depends on where your documents were issued. If you're from a Hague Convention country (which includes most Western countries), you need an apostille. If not, your documents need consular legalisation. Either way, they'll also need certified translation by a sworn court translator in Montenegro.

How do I confirm a property's legal status?

Your lawyer requests an official extract (List nepokretnosti) from the Real Estate Cadastre, which shows current ownership, any mortgages or liens, property boundaries, and legal description. The notary also verifies the seller's identity and legal capacity. This due diligence typically takes a few days and costs around €18-25 for the cadastre extract.

How do I obtain a JMBG as a foreign property buyer if I'm not applying for residency?

You obtain a JMBG through the local Police Directorate (MUP) by presenting your passport, proof of property ownership, and completing a simple application. The process typically takes a few days, and you'll need this number for tax declarations and property registration—even without residency.

How long does the buying process take in Montenegro, and what are the main steps?

For a straightforward resale apartment with clean paperwork, the buying process can often be completed within 3-6 weeks. More complex transactions, new builds, or mortgage-financed purchases can take longer.

Can foreign buyers get a mortgage in Montenegro?

Some banks do lend to foreigners, but conditions are tighter—lower loan-to-value ratios and stricter income requirements. Many foreign buyers finance through their home country or pay cash.

Can I pay in foreign currency or crypto?

Officially, everything is in euros. You can convert from your home currency before sending, or in some cases settle using cryptocurrency if both parties and the notary agree—but the contract price and taxes are always euro-based.

What other purchase costs should I expect?

Beyond the purchase price and transfer tax, budget for notary fees, translation, legal fees, and potentially agency commission—together, these typically add 2-4% to your total cost.

Do I need to be in Montenegro to buy property?

No. Most foreign buyers use a Power of Attorney to authorize someone here—your lawyer, NT Realty, or another trusted representative—to sign on your behalf.

Who pays the notary and translation fees?

By convention, the buyer usually pays both the notary fees and the sworn court translator fees, though this can be negotiated between parties.

Can foreign nationals buy property in Montenegro?

Yes, and it's more straightforward than most people expect. Montenegro welcomes foreign buyers—both EU and non-EU—and you can own property in your own name without needing residency or a local company in most cases.

Disclaimer: Purchase Costs & Information Accuracy

All costs associated with the purchase, including notary fees, real estate transfer tax (if applicable), and any legal fees, are the sole responsibility of the buyer. ntRealty bears no responsibility for the correctness of the information published here, which is based exclusively upon details provided to us by the property owner(s). ntRealty has no obligation to update, modify, or amend this listing or to notify a reader if any information, including urbanistic or cadastral data, subsequently becomes inaccurate. All listings are subject to prior sale. Agency Commission: No agency commission is charged to the buyer. The agency fee is paid by the seller.

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