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Mediterranean Sunset Facing Villa in Kavac for Sale

€550,000

2
Bed
2
Bath
158
1
3
Available
Maša Flynn

Maša Flynn

Features

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In Brief

Villa Mare - A two-bedroom Mediterranean-style villa of about 158 m² internal area (terraces included) set on a 499 m² plot on the hillside of Kavač, Kotor municipality, directly next door to Villa Maslina and sharing the same uninterrupted panorama across the bay to Sveti Marko Island, the Island of Flowers — connected to the shore by a narrow isthmus, though it reads entirely as an island from the water — and the Luštica Bay championship golf course, the sun setting directly ahead each evening.

Two bedrooms with two bathrooms, a guest toilet and a utility room on the lower level; a single generous living, kitchen and dining space across the entire top floor under a high ceiling, opened to the view through large glazed elevations and extended by a spacious covered terrace that runs straight off the living area.

Two storeys of Mediterranean architecture — pale rendered walls, generous openings, very spacious rooms full of natural light from morning through dusk. Air conditioning throughout. Log-burning wood stove in the living room. Mature, designed gardens around a private 22 m² swimming pool, with a covered garden seating area for shaded outdoor living and parking for three cars. Čelanovića Mlin, the old olive mill, sits directly alongside. Kotor Old Town 6.2 km / 13 min; Porto Montenegro 5.7 km / 17 min; Tivat Airport 7.4 km /12 min; Knightsbridge Schools International 5.4 km / 15 min.

Description

From the hillside of Kavač, the bay opens westward in a panorama that takes a moment to absorb. Sveti Marko Island in the near distance. Beyond it, the Island of Flowers — connected to the shore by a narrow isthmus, its name entirely earned from out on the water. Further still, the fairways of the Luštica Bay championship golf course tracing the contours of the peninsula. And at the end of every day, the sun going down straight ahead. This villa sits immediately alongside VillaMaslina and shares precisely that aspect — the same view, the same elevation, the same evening light — delivered in a smaller, gentler Mediterranean key.

The architecture is Mediterranean in spirit and considered in execution. Pale rendered walls catch the light through the day and warm in the evening sun; the openings are generous and frame the view with intent rather than incident. Inside, the rooms are notably spacious — about 158 m² of internal area across two storeys, terraces included — and the ceilings are kept high throughout. Daylight floods the interiors from multiple aspects. The 499 m² plot has been gardened with care: mature planting, designed rather than merely landscaped, with the kind of structure and softness that a thoughtfulMediterranean garden takes years to acquire.

The top floor is given entirely to one open, generous room — kitchen, dining and living combined under a high ceiling and the full bay view — with a spacious covered terrace running off it as a true extension of the living space. This is where the house places its centre of gravity: cooking, eating, and the long evening hour with a glass and the sun going down at the same elevation, the terrace carrying the room out into the open air without losing the shade. The glazed openings draw light from more than one aspect and the room feels considerably larger than its footprint suggests. A log-burning woodstove anchors the living area — the winters in the bay are real, and there are evenings, the bay turned silver and the wind off Vrmac, when the fire is exactly the right thing.

The lower level houses the two bedrooms, each with its own bathroom, along with a guest toilet and a utility room. The bedrooms share the same hillside aspect and morning light and open directly out to the garden, the pool and the covered seating area. The 22 m² pool sits within the designed garden, and the covered garden room beside it — a shaded sitting space off the water —is one of those Mediterranean essentials that effectively doubles the usable house through summer: lunch out of the sun, the cicadas in the afternoon, alate evening with the lamps lit and the bay below settling into dusk.

Air conditioning is fitted throughout, providing both cooling through the long Mediterranean summers and heating support through the cooler months alongside the wood stove. There is parking for three cars. The villa is sized and laid out for a couple, a small family, or a second home: large enough to live in properly, compact enough to look after lightly.

Kavač is a hillside village and a car is essential for daily life. The access lane narrows in sections as it climbs — worth knowing before a first visit. The mini market is walkable; HDL, Voli, and Ideal are all in Mrčevac and Radanovići, under ten minutes by road. Kotor Old Town is thirteen minutes; Porto Montenegro seventeen.

Key Features

•        Mediterranean-style villa, about 158 m² internal area across two storeys (terraces included), on a499 m² plot, Kavač, Kotor municipality

•        Directly next door to Villa Maslina, sharing the same panorama: Sveti Marko Island, the Island of Flowers (peninsula with isthmus, reads as island from the water),Luštica Bay championship golf course; sunset-facing

•        Two bedrooms, two bathrooms, guest toilet and utility room on the lower level

•        Single open-plan living / kitchen / dining room across the entire top floor under a high ceiling, with the full bay view

•        Spacious covered terrace running off the living room as an extension of the living space

•        Very spacious rooms over two levels; high ceilings throughout; abundant naturallight

•        Log-burning wood stove in the living room

•        Airconditioning throughout

•        Private swimming pool, 22 m², set in the garden

•        Mature, designed gardens with a covered garden seating area for shaded outdoor living

•        Parking for 3 cars

•        Mediterranean architecture: pale rendered walls, generous glazed openings framing the view

•        Sized for a couple, a small family, or a comfortable second home

•        Čelanovića Mlin (working olive mill) directly alongside

•        Kotor Old Town 13 min; Porto Montenegro 17 min; Tivat Airport 12 min; KnightsbridgeSchools International 15 min

What Sets It Apart

The view from this elevation — the full sweep of the bay, Sveti Marko, the Island of Flowers, the Luštica fairways, and the sun setting straight ahead— commands a premium that has not yet fully filtered into the asking prices on this hillside. Villa Maslina, the larger contemporary villa next door, makes that case at scale. This property makes the same case at a more accessible level: a Mediterranean home with the same panorama, the same evening light, a private pool, a covered terrace that opens the living room to the view, and a garden designed for outdoor living — sized and priced for the buyer who wants the view and the setting without the footprint or running cost of a larger villa. At around 158 square metres of well-laid-out internal area on a near-half-thousand-square-metre Mediterranean plot, in this position, there is genuinely very little on the market that competes.

Buyer Lens

A couple or small family looking for a second home or a year-round base in the Bay of Kotor that delivers the view, the pool, and a Mediterranean garden without the scale and upkeep of a larger property. Particularlywell-suited to buyers who value the position and the panorama, want a finishedhome in Mediterranean style, and prefer manageable proportions over maximumsquare metres. Not the right property for a buyer who wants to walk to shopsand restaurants, or whose priority is a waterfront address — Kavač is ahillside village and a car is part of daily life here.

Local Amenities

Kavač occupies the southern slopes of Vrmac — the great forested ridge that stands between the inner bay and the Adriatic beyond. It is a quiet, residential hillside; the kind of place where the road narrows as it climbs and the reward for the ascent is a view over one of the most beautiful, enclosed bays in Europe. The village has no tourist infrastructure, no promenade, no summer crowds. What it has, immediately alongside the villa, is Čelanovića Mlin— an old olive mill, still operational, where local owners source their oil. And a short drive down the hill, Restoran Nadoveza: over a thousand reviews, a 4.9-star average, and the kind of loyal following that only comes from akitchen that has consistently earned it. Two minutes by car, or a fourteen-minute walk on a fine evening.

Immediately nearby

•        Čelanovića Mlin (Old Olive Mill): directly adjacent — working mill

•        Mini-Market Kavač: approximately 13 min on foot — daily essentials

•        Restoran Nadoveza: 1.1 km / 2 min by car, 14 min on foot — over 1,000 reviews at 4.9stars; one of the most consistently highly-rated restaurants in the bay and a genuinely local institution. The kind of place that earns that score not through occasion dining but through doing the everyday things exceptionally well

•        Cielo Rooftop Restaurant (Royal Blue Resort): 950 m / 2 min — rooftop dining with bay views, rated 4.5; live piano music in season

•        Royal Blue Beach: 2.8 km / 6 min — nearest beach

•        Apoteka Help pharmacy: 2.8 km / 7 min

•        Wine Empire: 2.4 km / 7 min — one of the bay’s most serious wine and spirits merchants; a broad, well-curated selection that goes well beyond what the location might suggest, with knowledgeable staff and a range that coversboutique European producers alongside the well-known labels

•        Pekara Davidović: approximately 7 min — local bakery

•        Fresh Corner café: approximately 7 min

•        MonteFish: approximately 7 min — a fishmonger of a different order; think Harrods Food Hall rather than a market stall. Fresh catch daily, displayed and presented with the kind of care that makes the difference between fish you eat and fish you remember. Langoustines, sea bass, bream, and whatever the boats brought in that morning — it is the sort of place that becomes a weekly habit

•        Idea supermarket: approximately 7 min

•        Bus stop (Mrčevac): approximately 7 min — coastal service toward Tivat

By car

•        HDL supermarket (Radanovići): 4.9 km / 10 min; Voli supermarket also in Radanovići

•        Kotor Old Town: 6.2 km / 13 min

•        Porto Montenegro: 5.7 km / 17 min

•        Luštica Bay (Centrale): 13 km / 17 min

•        Plavi Horizonti (Trašte Bay) beach: 13 km / 17 min — Blue Flag sandy beach

•        Tivat Airport (TIV): 7.4 km / 12 min

•        Podgorica Airport (TGD): 77 km / 1 hr 37 min

•        Dubrovnik Airport (DBV): 62 km / 1 hr 33 min (border crossing — allow extra time inseason)

Schools

•        Knightsbridge School International: 5.4 km / 15 min

•        Arcadia Academy: 6.5 km / 12 min

•        Local Primary School in Gradiošnica: 0.8 km / 2 min

Medical

•        Apoteka Help pharmacy: 2.8 km / 7 min

•        Milmedika Clinic (Porto Montenegro): 5.4 km / 15 min — a modern private clinic opened in 2024, purpose-built to a high standard and offering a comprehensive range of specialist services under one roof: general and family medicine, cardiology,  neurology, orthopedics, pediatrics, dermatology, urology, pulmonology, endocrinology, surgery, radiology, and full laboratory facilities. For residents and second-home owners who want access to serious private healthcare close to home, this is a significant addition to the bay

•        Hospital and full medical services: Kotor, 13 min

Public transport

Bus stop in Mrčevac approximately 7 minutes by car; coastal servicetoward Tivat. A car is essential for daily life from this location.

Agent’s Honest Take

Twenty years of watching the Bay of Kotor develop gives you a particular instinct for where the value sits. The view from this position is the view —the same panorama that drives interest in Villa Maslina next door, available here in a smaller, more accessible Mediterranean home. The architecture is honest and the garden has been designed rather than thrown together: mature planting, a covered seating area, a 22 m² swimming pool that sits in proper relation to the house, and a covered terrace off the living room that earns its keep from spring through autumn. The wood stove in the living room is not adetail — the winters in the bay are real, and a Mediterranean villa of this size needs a focal point of warmth for the December evenings. The access lane is narrow in sections, and you will need a car for everything; I would rather tell you that now than have you discover it after the fact. But for a couple or small family who want a serious view, a designed garden, and a finished Mediterranean villa at this scale — at a price that still reflects where this part of the market is today rather than where it is going — this is a property worth looking at properly.

Get in touch for viewing!

NT Realty is a boutique real estate agency based in Tivat, Montenegro. Founded by Peter Flynn, who first came to the Bay of Kotor in 2005 as a property investor and has since built businesses across real estate development, architecture, and interior design, the agency is run alongside Maša Flynn — architect and former Head of Design at Porto Montenegro, where she delivered over €60 million of projects on time and on budget. Between them they bring a depth of local market knowledge that is difficult to find elsewhere in the region.

The team specialises in properties for sale and long-term rentals across the Bay of Kotor, Tivat Bay, and the Luštica Peninsula — from Porto Montenegro and Luštica Bay to private homes throughout the wider region. Our job is to guide buyers, sellers, and tenants through the process clearly, honestly, and without unnecessary complexity.

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Frequently Asked Questions

What happens after purchase?

After purchase and registration, you'll receive keys and take possession. Next steps include transferring utilities to your name, setting up building management payments if it's an apartment, getting home insurance, and—if you're renting it out—registering for tourist tax and obtaining any required permits. Your lawyer or agent can guide you through the administrative bits.

How are rental incomes taxed in Montenegro?

Rental income is taxed at 15% on gross receipts if you're renting short-term (tourist rentals), or you can opt for taxation on net income after expenses for long-term rentals. You'll also pay municipal tourist tax (€1 per night per guest in high season, €0.50 in low season) and need to register your rental with the tax authorities and tourism directorate.

What are annual property taxes in Montenegro?

Annual property tax is quite low—just 0.25% of the property's assessed value per year. The assessed value is typically well below market value, so you might pay €200-500 annually on a coastal apartment worth €200,000. It's collected by your local municipality and is one of Montenegro's more affordable ongoing costs.

What are the typical notary fees when purchasing property in Montenegro?

Notary fees are set by official tariff and scale with your purchase price. For most residential properties, expect €350-€1,000 plus 21% VAT—so roughly €423-€1,210 total. A €250,000 property runs about €532 in base fees. There are also small charges for document copies and administrative filing, so your final notary bill might be slightly higher.

What are the property transfer taxes in Montenegro?

For resale properties, you'll pay 3% Real Estate Transfer Tax (RETT) on the purchase price. New builds from developers are zero-rated for RETT but include 21% VAT in the price—though developers can usually reclaim this VAT. Either way, budget around 3% of the purchase price for transfer taxes unless it's a new build where VAT is already included.

How does the notary verify that the seller has genuinely received payment?

The notary doesn't receive or hold the money directly. Instead, the seller must confirm in writing to the notary that they've received the full purchase price. Only after the notary receives this written confirmation (and verifies tax obligations are met) will they issue the Clausula Intabulandi. Some transactions use bank confirmations for added security.

Do I need spousal or partner consent to sell my property in Montenegro?

Yes, if you're married or in a registered partnership, you typically need your spouse's or partner's written consent to sell property in Montenegro, even if the property is registered solely in your name. This protects both parties' interests under matrimonial property rules. Your notary will confirm the specific requirements for your situation.

What is the Clausula Intabulandi, and why is it essential for registering the property in my name?

The Clausula Intabulandi is the notary's official confirmation that all legal and financial obligations have been met, allowing the property to be registered in your name. The notary issues it only after verifying you've paid the full price and all taxes. It's your green light for cadastre registration—without it, you can't become the legal owner.

What identification numbers appear on property contracts in Montenegro?

Every property and owner has specific numbers that appear on contracts: your JMBG (personal ID), the seller's JMBG or company registration, and the property's cadastral parcel number (katastarska parcela/čestica). These link everything in the official registries and are essential for registration and tax purposes.

Is there title insurance in Montenegro?

No, Montenegro doesn't have a title insurance system like the US or UK. Instead, buyers rely on comprehensive legal due diligence—your lawyer or notary checks the cadastre, ownership history, encumbrances, and permits before you commit. It's a different system, but with proper checks it's just as secure.

Do I need an apostille for documents issued in my country?

It depends on where your documents were issued. If you're from a Hague Convention country (which includes most Western countries), you need an apostille. If not, your documents need consular legalisation. Either way, they'll also need certified translation by a sworn court translator in Montenegro.

How do I confirm a property's legal status?

Your lawyer requests an official extract (List nepokretnosti) from the Real Estate Cadastre, which shows current ownership, any mortgages or liens, property boundaries, and legal description. The notary also verifies the seller's identity and legal capacity. This due diligence typically takes a few days and costs around €18-25 for the cadastre extract.

How do I obtain a JMBG as a foreign property buyer if I'm not applying for residency?

You obtain a JMBG through the local Police Directorate (MUP) by presenting your passport, proof of property ownership, and completing a simple application. The process typically takes a few days, and you'll need this number for tax declarations and property registration—even without residency.

How long does the buying process take in Montenegro, and what are the main steps?

For a straightforward resale apartment with clean paperwork, the buying process can often be completed within 3-6 weeks. More complex transactions, new builds, or mortgage-financed purchases can take longer.

Can foreign buyers get a mortgage in Montenegro?

Some banks do lend to foreigners, but conditions are tighter—lower loan-to-value ratios and stricter income requirements. Many foreign buyers finance through their home country or pay cash.

Can I pay in foreign currency or crypto?

Officially, everything is in euros. You can convert from your home currency before sending, or in some cases settle using cryptocurrency if both parties and the notary agree—but the contract price and taxes are always euro-based.

What other purchase costs should I expect?

Beyond the purchase price and transfer tax, budget for notary fees, translation, legal fees, and potentially agency commission—together, these typically add 2-4% to your total cost.

Do I need to be in Montenegro to buy property?

No. Most foreign buyers use a Power of Attorney to authorize someone here—your lawyer, NT Realty, or another trusted representative—to sign on your behalf.

Who pays the notary and translation fees?

By convention, the buyer usually pays both the notary fees and the sworn court translator fees, though this can be negotiated between parties.

Can foreign nationals buy property in Montenegro?

Yes, and it's more straightforward than most people expect. Montenegro welcomes foreign buyers—both EU and non-EU—and you can own property in your own name without needing residency or a local company in most cases.

Disclaimer: Purchase Costs & Information Accuracy

All costs associated with the purchase, including notary fees, real estate transfer tax (if applicable), and any legal fees, are the sole responsibility of the buyer. ntRealty bears no responsibility for the correctness of the information published here, which is based exclusively upon details provided to us by the property owner(s). ntRealty has no obligation to update, modify, or amend this listing or to notify a reader if any information, including urbanistic or cadastral data, subsequently becomes inaccurate. All listings are subject to prior sale. Agency Commission: No agency commission is charged to the buyer. The agency fee is paid by the seller.

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