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Contemporary Newly Built Sunset Facing Villa in Kavac for Sale

€1,100,000

4
Bed
3
Bath
199
1
6
Available
Maša Flynn

Maša Flynn

Features

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In Brief

A new-build villa of 199 m² set on 624 m² of hillside of Kavač, Kotor municipality, with an uninterrupted panorama across the bay to Sveti MarkoIsland, the Island of Flowers - connected to the shore by a narrow isthmus,though it reads entirely as an island from the water - and the Luštica Baychampionship golf course, the sun setting directly ahead each evening.

Three en-suite bedrooms, a fourth flexible room, and a private pool of 8 m× 3 m set in the embrace of the living and dining wings.

Two storeys of considered modern architecture - local stone, black aluminium, exterior soleil solar blinds - fully furnished and ready to moveinto. LG integrated ceiling air conditioning throughout; underfloor heating onthe ground floor and in all three en-suite bathrooms. Log-burning fireplace inthe living room. CCTV. Mature olive trees from established Montenegrin grovessurround the 624 m² plot. Remote key fob parking gates; intercom on bothfloors.  Čelanovića Mlin, the old olivemill, sits directly alongside. Kotor Old Town 6.2 km / 13 min; Porto Montenegro5.7 km / 17 min; Tivat Airport 7.4 km / 12 min; Knightsbridge SchoolsInternational 5.4 km / 15 min.

Description

From the hillside of Kavač, the bay opens westward in a panorama that takes a moment to absorb. Sveti Marko Island in the near distance. Beyond it, the Island of Flowers - connected to the shore by a narrow isthmus, its name entirely earned from out on the water. Further still, the fairways of the Luštica Bay championship golf course tracing the contours of the peninsula. And at the end of every day, the sun going down straight ahead. Villa Maslina was built to make the most of this position - and it succeeds.

The architecture is precise in its intentions. Local stone, laid with minimal gaps and without render between courses, gives the façade a dry-stone quality that reads as crafted rather than constructed. White render provides the counterpoint. The frames throughout are black aluminium, fitted with exterior soleil solar blinds - any elevation can be opened entirely to the view or drawn against the afternoon heat. The mature olive trees surrounding the plot were sourced from old-established Montenegrin groves: specimens with genuine age and character that give the garden a settled quality a new build rarely achieves without waiting a decade for it.

Inside, the ground floor is organised around an open-plan kitchen and dining space that takes both cooking and eating seriously. The kitchen centers on a substantial marble-effect quartz island with tan leather-effect bar stools along one side and an induction hob flush to the surface on the other. Whitematt cabinetry with oak-effect trim runs the walls; a full marble-effect backsplash behind. Black Hisense fridge-freezer, ceiling fan. The dining table is a single live-edge slab - long enough for a household and guests together -with two Scandinavian-style caramel leather chairs and woven seagrassplacemats. Blue glass catches the light at one end.

The living room opens at the other arm of the ground floor, and this is where the house makes its clearest statement. The room faces directly onto the pool - the water sitting in the angle of the L between the two wings - and beyond it, through the full-height glazing, the bay. Two generous cream sofas face that view. A large diptych of a sun-bleached Mediterranean city in earthy greens and ochres hangs behind; a linen-shaded floor lamp stands in the corner; botanical cushions and a carved nautilus on a plinth complete the picture. Andin one corner, a log-burning fireplace. This is a house built around the sun and the view - but the winters here are real, and there are evenings when the bay turns silver and the fire is exactly the right thing. The room holds both possibilities comfortably.

The pool - 8 m × 3 m - sits in the angle between the two wings, visible from the living room through the full-height glass. One side features submerged bench-like steps that cross the width of the water: a place to sit with the cool water around you and the bay spread out below, the afternoon light shifting on the surface. In the evenings, when the sky over Luštica begins to colour, this is where the day settles.

Upstairs, the two front-facing bedrooms each have very large, glazedopenings and en-suite bathrooms, both looking directly across the bay. Thethird bedroom - en-suite, twin beds, a side-aspect window - is quieter incharacter and well-suited to guests. On the ground floor, a fourth room withits own half bathroom offers flexibility: home office, music room, oradditional sleeping space. Throughout, the flooring is a wide-plank wood-effectceramic - broader in format than standard, warm in character.

The specification throughout reflects the care taken in the build. LG integrated ceiling units provide air conditioning and heating to every room. Underfloor heating covers the ground floor - with the exception of the WC, laundry room, and stairwell - and extends to all three en-suite bathrooms on the upper floor, each with its own independent temperature control. CCTV covers the property for security and remote monitoring. A remote key fob operates the main parking gates; intercom panels on both floors open the pedestrian gate independently. The gravel parking area at the rear accommodates five to six cars comfortably.

Kavač is a hillside village and a car is essential for daily life. The access lane narrows in sections as it climbs -worth knowing before a first visit. The mini-market is walkable; HDL, Voli, andIdeal are all in Mrčevac and Radanovci, under ten minutes by road. Kotor Old Town is thirteen minutes; Porto Montenegro seventeen.

 

Key Features

    -    New-build villa, 199 m² registered, on a 624 m² plot, two storeys, Kavač, Kotor municipality

    -    Panoramic bay views: Sveti Marko Island, the Island of Flowers (peninsula with isthmus, reads as island from the water), Luštica Bay championship golf course; sunset-facing

    -    Two front-facing en-suite bedrooms with large, glazed openings and bay views; third en-suite bedroom (twin beds, side window); fourthroom - bedroom / office / music room

    -    Private pool 8 m × 3 m; submerged bench steps along oneside; living room overlooks pool directly

    -    Log-burning fireplace in living room

    -    LG integrated ceiling air conditioning and heatingthroughout

    -    Underfloor heating: ground floor throughout (except WC, laundry, stairwell); all three en-suite bathrooms on first floor, each withindependent temperature control

    -    Local stone exterior, contemporary dry-stone finish; black aluminium frames with exterior soleil solar blinds

    -    Mature olive trees sourced from established Montenegringroves; Mediterranean rockery planting on 624 m² plot

    -    Open-plan kitchen: marble-effect quartz island, tanleather-effect bar stools, live-edge dining table, Hisense fridge-freezer,ceiling fan

    -    Fully furnished - modern Mediterranean style, move-in ready

    -    CCTV security and remote monitoring

    -    Remote key fob main parking gates; intercom on both floorsfor pedestrian access; gated gravel parking for 5-6 cars

    -    Kotor Old Town 13 min; Porto Montenegro 17 min; TivatAirport 12 min; Knightsbridge Schools International 15 min

 

What Sets It Apart

The large open-plan villas on the Luštica peninsula established a benchmarkfor what a contemporary Bay of Kotor home could be: generous glazing, the viewas architecture, interior volumes that breathe. Villa Maslina draws from thatlanguage and delivers it from a position that Luštica itself cannot offer -closer to Kotor Old Town, closer to the airport, and with a panorama that takesin the full width of the bay rather than a single inlet. At this scale andspecification - private pool, underfloor heating, LG climate control throughout,log fire, CCTV, fully furnished interiors requiring nothing - there is verylittle comparable available in Kotor municipality. The view alone, at thiselevation and with this aspect, commands a premium that the asking price doesnot yet fully reflect.

 

 

Buyer Lens

An international family or discerning couple relocating to the Bay of Kotorwho want a genuinely finished home - one that requires no work, no decisions,and no waiting - with a view and a setting that will not date. Particularlywell-suited to buyers with children, given the proximity to KnightsbridgeSchools International and Arcadia Academy. Not the right property for a buyerwho wants to walk to shops and restaurants, or whose priority is a waterfrontaddress - Kavač is a hillside village and a car is part of daily life here.

 

 

Local Amenities

Kavač occupies the southern slopes of Vrmac - the great forested ridge thatstands between the inner bay and the Adriatic beyond. It is a quiet,residential hillside; the kind of place where the road narrows as it climbs andthe reward for the ascent is a view over one of the most beautiful enclosedbays in Europe. The village has no tourist infrastructure, no promenade, nosummer crowds. What it has, immediately alongside the villa, is  Celanovca Mlin - an old olive mill, stilloperational, where the current owners source their oil. And a short drive downthe hill, Restoran Nadoveza: over a thousand reviews, a 4.9-star average, andthe kind of loyal following that only comes from a kitchen that hasconsistently earned it. Two minutes by car, or a fourteen-minute walk on a fineevening.

 

Immediately nearby

    -         Čelanovića Mlin (Old Olive Mill): directly adjacent -working mill; current owners source their olive oil here

    -         Mini-Market Kava : approximately 13 min on foot - dailyessentials

    -         Restoran Nadoveza: 1.1 km / 2 min by car, 14 min on foot -over 1,000 reviews at 4.9 stars; one of the most consistently highly-ratedrestaurants in the bay and a genuinely local institution. The kind of placethat earns that score not through occasion dining but through doing theeveryday things exceptionally well

    -         Cielo Rooftop Restaurant (Royal Blue Resort): 950 m / 2 min- rooftop dining with bay views, rated 4.5; live piano music in season

Mrčevac - 7 min by car

    -         Royal Blue Beach: 2.8 km / 6 min - nearest beach

    -         Apoteka Help pharmacy: 2.8 km / 7 min

    -         Wine Empire: 2.4 km / 7 min - one of the bay's most seriouswine and spirits merchants; a broad, well-curated selection that goes wellbeyond what the location might suggest, with knowledgeable staff and a rangethat covers boutique European producers alongside the well-known labels

    -         Pekara Davidović : approximately 7 min - local bakery

    -         Fresh Corner café: approximately 7 min

    -         Monty Fish: approximately 7 min - a fishmonger of adifferent order; think Harrods Food Hall rather than a market stall. Freshcatch daily, displayed and presented with the kind of care that makes thedifference between fish you eat and fish you remember. Langoustines, sea bass,bream, and whatever the boats brought in that morning - it is the sort of placethat becomes a weekly habit

    -         Ideal supermarket: approximately 7 min

    -         Bus stop (Mrčevac): approximately 7 min - coastal servicetoward Tivat

 

By car

    -         HDL supermarket (Radanovići): 4.9 km / 10 min; Voli supermarket also in Radanovići

    -         Kotor Old Town: 6.2 km / 13 min

    -         Porto Montenegro: 5.7 km / 17 min

    -         Luštica Bay (Centrale): 13 km / 17 min

    -         Plavi Horizonti (Trašte Bay) beach: 13 km / 17 min - BlueFlag sandy beach

    -         Tivat Airport (TIV): 7.4 km / 12 min

    -         Podgorica Airport (TGD): 77 km / 1 hr 37 min

    -         Dubrovnik Airport (DBV): 62 km / 1 hr 33 min (bordercrossing - allow extra time in season)

 

Schools

    -         Knightsbridge Schools International: 5.4 km / 15 min

    -         Arcadia Academy: 6.5 km / 12 min

    -         Local Primary School in Gradiočnica: 0.8 km / 2 min

 

Medical

   -          Apoteka Help pharmacy: 2.8 km / 7 min

   -          Milmedika Clinic (Porto Montenegro): 5.4 km / 15 min - a modern private clinic opened in2024, purpose-built to a high standard and offering a comprehensive range ofspecialist services under one roof: general and family medicine, cardiology, neurology, orthopedics, pediatrics, dermatology, urology, pulmonology, endocrinology, surgery, radiology, and full laboratory facilities. Forresidents and second-home owners who want access to serious private healthcareclose to home, this is a significant addition to the bay

   -          Hospitaland full medical services: Kotor, 13 min

 

Public transport

Bus stop in Mrčevac approximately 7 minutes by car; coastal service towardTivat. A car is essential for daily life from this location.

 

 

Agent's Honest Take

Twenty years of watching the Bay of Kotor develop gives you a particularinstinct for a property that is priced ahead of its moment. This is one ofthem. The view from Villa Maslina - the full bay, Sveti Marko, the golf course,the sunset - is the kind that features on the covers of the magazines we use asbenchmarks for how we write about property. I have seen that view from boats,from waterfront terraces, and from a handful of properties over the years. Veryfew of them were new builds. None of them were available at this price. Thearchitecture is honest - stone and render and glass, built carefully andwithout shortcuts. The interiors are genuinely finished. The olive trees haveage. The pool is in the right place. The log fire in the living room is not adetail - in a house built around the sun and the view, it is what makes theplace habitable through December and January as well as July. The access laneis narrow in sections, and you will need a car for everything; I would rathertell you that now than have you discover it after the fact. But for a familythat wants a serious home in a serious position - at a price that stillreflects where this part of the market is today rather than where it is going -this is a property to look at twice.

Grab your opportunity, contact us for viewing!

NT Realty is a boutique real estate agency based in Tivat, Montenegro. Founded by Peter Flynn, who first came to the Bay of Kotor in 2005 as a property investor and has since built businesses across real estate development, architecture, and interior design, the agency is run alongside Maša Flynn — architect and former Head of Design at Porto Montenegro, where she delivered over €60 million of projects on time and on budget. Between them they bring a depth of local market knowledge that is difficult to find elsewhere in the region.

The team specialises in properties for sale and long-term rentals across the Bay of Kotor, Tivat Bay, and the Luštica Peninsula — from Porto Montenegro and Luštica Bay to private homes throughout the wider region. Our job is to guide buyers, sellers, and tenants through the process clearly, honestly, and without unnecessary complexity.

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Frequently Asked Questions

What happens after purchase?

After purchase and registration, you'll receive keys and take possession. Next steps include transferring utilities to your name, setting up building management payments if it's an apartment, getting home insurance, and—if you're renting it out—registering for tourist tax and obtaining any required permits. Your lawyer or agent can guide you through the administrative bits.

How are rental incomes taxed in Montenegro?

Rental income is taxed at 15% on gross receipts if you're renting short-term (tourist rentals), or you can opt for taxation on net income after expenses for long-term rentals. You'll also pay municipal tourist tax (€1 per night per guest in high season, €0.50 in low season) and need to register your rental with the tax authorities and tourism directorate.

What are annual property taxes in Montenegro?

Annual property tax is quite low—just 0.25% of the property's assessed value per year. The assessed value is typically well below market value, so you might pay €200-500 annually on a coastal apartment worth €200,000. It's collected by your local municipality and is one of Montenegro's more affordable ongoing costs.

What are the typical notary fees when purchasing property in Montenegro?

Notary fees are set by official tariff and scale with your purchase price. For most residential properties, expect €350-€1,000 plus 21% VAT—so roughly €423-€1,210 total. A €250,000 property runs about €532 in base fees. There are also small charges for document copies and administrative filing, so your final notary bill might be slightly higher.

What are the property transfer taxes in Montenegro?

For resale properties, you'll pay 3% Real Estate Transfer Tax (RETT) on the purchase price. New builds from developers are zero-rated for RETT but include 21% VAT in the price—though developers can usually reclaim this VAT. Either way, budget around 3% of the purchase price for transfer taxes unless it's a new build where VAT is already included.

How does the notary verify that the seller has genuinely received payment?

The notary doesn't receive or hold the money directly. Instead, the seller must confirm in writing to the notary that they've received the full purchase price. Only after the notary receives this written confirmation (and verifies tax obligations are met) will they issue the Clausula Intabulandi. Some transactions use bank confirmations for added security.

Do I need spousal or partner consent to sell my property in Montenegro?

Yes, if you're married or in a registered partnership, you typically need your spouse's or partner's written consent to sell property in Montenegro, even if the property is registered solely in your name. This protects both parties' interests under matrimonial property rules. Your notary will confirm the specific requirements for your situation.

What is the Clausula Intabulandi, and why is it essential for registering the property in my name?

The Clausula Intabulandi is the notary's official confirmation that all legal and financial obligations have been met, allowing the property to be registered in your name. The notary issues it only after verifying you've paid the full price and all taxes. It's your green light for cadastre registration—without it, you can't become the legal owner.

What identification numbers appear on property contracts in Montenegro?

Every property and owner has specific numbers that appear on contracts: your JMBG (personal ID), the seller's JMBG or company registration, and the property's cadastral parcel number (katastarska parcela/čestica). These link everything in the official registries and are essential for registration and tax purposes.

Is there title insurance in Montenegro?

No, Montenegro doesn't have a title insurance system like the US or UK. Instead, buyers rely on comprehensive legal due diligence—your lawyer or notary checks the cadastre, ownership history, encumbrances, and permits before you commit. It's a different system, but with proper checks it's just as secure.

Do I need an apostille for documents issued in my country?

It depends on where your documents were issued. If you're from a Hague Convention country (which includes most Western countries), you need an apostille. If not, your documents need consular legalisation. Either way, they'll also need certified translation by a sworn court translator in Montenegro.

How do I confirm a property's legal status?

Your lawyer requests an official extract (List nepokretnosti) from the Real Estate Cadastre, which shows current ownership, any mortgages or liens, property boundaries, and legal description. The notary also verifies the seller's identity and legal capacity. This due diligence typically takes a few days and costs around €18-25 for the cadastre extract.

How do I obtain a JMBG as a foreign property buyer if I'm not applying for residency?

You obtain a JMBG through the local Police Directorate (MUP) by presenting your passport, proof of property ownership, and completing a simple application. The process typically takes a few days, and you'll need this number for tax declarations and property registration—even without residency.

How long does the buying process take in Montenegro, and what are the main steps?

For a straightforward resale apartment with clean paperwork, the buying process can often be completed within 3-6 weeks. More complex transactions, new builds, or mortgage-financed purchases can take longer.

Can foreign buyers get a mortgage in Montenegro?

Some banks do lend to foreigners, but conditions are tighter—lower loan-to-value ratios and stricter income requirements. Many foreign buyers finance through their home country or pay cash.

Can I pay in foreign currency or crypto?

Officially, everything is in euros. You can convert from your home currency before sending, or in some cases settle using cryptocurrency if both parties and the notary agree—but the contract price and taxes are always euro-based.

What other purchase costs should I expect?

Beyond the purchase price and transfer tax, budget for notary fees, translation, legal fees, and potentially agency commission—together, these typically add 2-4% to your total cost.

Do I need to be in Montenegro to buy property?

No. Most foreign buyers use a Power of Attorney to authorize someone here—your lawyer, NT Realty, or another trusted representative—to sign on your behalf.

Who pays the notary and translation fees?

By convention, the buyer usually pays both the notary fees and the sworn court translator fees, though this can be negotiated between parties.

Can foreign nationals buy property in Montenegro?

Yes, and it's more straightforward than most people expect. Montenegro welcomes foreign buyers—both EU and non-EU—and you can own property in your own name without needing residency or a local company in most cases.

Disclaimer: Purchase Costs & Information Accuracy

All costs associated with the purchase, including notary fees, real estate transfer tax (if applicable), and any legal fees, are the sole responsibility of the buyer. ntRealty bears no responsibility for the correctness of the information published here, which is based exclusively upon details provided to us by the property owner(s). ntRealty has no obligation to update, modify, or amend this listing or to notify a reader if any information, including urbanistic or cadastral data, subsequently becomes inaccurate. All listings are subject to prior sale. Agency Commission: No agency commission is charged to the buyer. The agency fee is paid by the seller.

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