Two-Bedroom Ground-Floor Apartment with Two Private Terraces, in Seljanovo, Tivat or Sale

A 63 m² two-bedroom, one-bathroom apartment on the ground floor of a modern building in Seljanovo, offered at €309,000. Front and back terraces of ~35 m² combined, held with an exclusive right of use, give the living room and main bedroom their own outdoor space, with a planted garden off the back. Allocated one parking space at the resident's parking.

Apartment is suitable for both, long term living or short term rentals.

Seljanovo is one of Tivat's most liveable neighbourhoods: green and quiet, yet a few minutes' walk from the beaches, Porto Montenegro, Boka Place, the city park and the town centre.

‍

Seljanovo sits on the low, green stretch of shoreline between Porto Montenegro and Donja Lastva. Its streets are residential and leafy, lined with gardens, olive trees and older family houses alongside newer low-rise buildings, and the pace of life is noticeably calmer than in the marina a short walk away. The waterfront here has its own small beaches, bars and restaurants, used mostly by locals. Everything a household needs day to day – shops, schools, medical care, cafés – is reachable on foot, which is unusual on the Bay of Kotor and makes living here without relying on a car entirely realistic.

The apartment is on the ground floor of a modern residential building and runs the full depth of it, with a terrace at each end – so it opens to outdoor space from both the living room and the main bedroom.

The entrance hall leads to the living room on one side and the bedrooms on the other. The living, dining and kitchen area is a single bright room, with corner glazing onto the front terrace, wide-plank oak flooring, recessed lighting and a wall-mounted air-conditioning unit. The kitchen is set along one wall: full-height white handleless cabinetry, a wooden worktop, marble-effect splashback with under-cabinet lighting, induction hob, built-in oven and an integrated fridge-freezer.

The main bedroom has a full-height glazed door to the back terrace and a built-in three-door wardrobe. The second bedroom has a window to the side of the building and a wall of built-in wardrobes. Between them, the bathroom is finished in large-format stone-effect porcelain tiles, with a frameless glass walk-in shower with rain head, wall-hung WC, floating vanity, water heater and space for the washing machine.

Outside, the back terrace is tiled and opens onto a planted garden strip with flowering lantana, young olive and citrus trees and an open outlook to the green hillside above Tivat. The front terrace is laid with timber-effect decking and screened by a mature hedge, giving a private, sheltered spot off the living room.

The apartment is shown furnished.

‍

Key Features

• 63 m² two-bedroom ground-floor apartment
• Front and back terraces, ~35 m² combined, with exclusive right of use
• Planted garden area off the main bedroom terrace
• Open-plan living, dining and kitchen with corner glazing
• Wide-plank oak flooring throughout the living areas and bedrooms
• Fitted kitchen with induction hob, built-in oven and integrated fridge-freezer
• Built-in wardrobes in both bedrooms
• Bathroom with walk-in rain shower and washing machine
• Quiet, green Seljanovo – beach ~6 minutes on foot
• Porto Montenegro, Boka Place and town centre all walkable

‍

What Sets It Apart

Ground-floor apartments in Seljanovo rarely come with outdoor space on both sides. Here the front terrace serves the living room and the back terrace serves the main bedroom, so there is a morning spot and an evening spot, and the apartment can be aired straight through. The planted garden and hedge give a degree of greenery and privacy more usual in a house than a flat. Add the location – a quiet residential street with the beach, Porto Montenegro, Boka Place and the town centre all within roughly a ten-minute walk – and it offers the calm of a neighbourhood with the convenience of the centre.

‍

Buyer Lens

• Living full-time: two proper bedrooms, generous built-in storage and level access with no stairs to manage. Shops, schools, Dom zdravlja Tivat and MilMedica are all within walking distance.
• Holiday home: a holiday base that needs no thought between visits – terraces to sit out on, the beach a few minutes' walk away, and the airport around ten minutes by car.
• Rental investment: a two-bedroom layout with outdoor space in a walkable neighbourhood suits both long-term tenants working in Tivat and Porto Montenegro and summer guests looking for space beyond a single balcony.
• Families and pet owners: direct access to outdoor space from the living room and the main bedroom, with schools, kindergarten and the city park close by.

‍

Local Amenities

On Foot

• Waikiki Beach, Seljanovo – ~800 m (~12 min)
• Seljanovo waterfront bars and restaurants (Big Ben, La Strada) – ~850 m (~12 min)
• Porto Montenegro marina, shops, bars and restaurants – ~1.3 km (~18 min)
• Ponta Seljanova Beach – ~950 m (~13 min)
• Tivat town centre and pine promenade – ~1.8 km (~25 min)
• Tivat City Park – ~1.1 km (~14 min)
• Boka Place shopping centre – ~1 km (~12 min)
• Boka Beach (by Hotel Kamelija) – ~1.2 km (~15 min)
• Punto Crudo, Donja Lastva waterfront – ~800 m (~12 min)

By Car

• Tivat Airport – ~5.1 km (~18 min)
• Kamenari–Lepetane ferry – ~3.3 km (~6 min)
• Kotor Old Town – ~12 km (~29 min)
• Luštica Bay – ~15 km (~30 min)
• Budva – ~236 km (~30 min)
• Dubrovnik Airport – ~46 km (~1 hr plus border crossing)
• Podgorica Airport – ~ 90 km (~2 hr)

Schools and Healthcare

• Kindergarten "Bambi" Seljanovo– ~600 m (~8 min on foot)
• Knightsbridge Schools International, Porto Montenegro – ~1 km (~12 min on foot)
• MilMedica clinic, Porto Montenegro – ~900 m (~11 min on foot)
• Drago Milović Primary School – ~1 km (~12 min on foot)
• Kindergarten "Bambi" Central Tivat area – ~1.6 km (~23 min on foot)
• Dom zdravlja Tivat (public health centre) – ~1.5 km (~22 min on foot)

‍

Agent's Honest Take

This is an apartment for buyers who value outdoor space and easy everyday living over a sea view. Being on the ground floor, the outlook is to the garden, hedge and hillside rather than the bay – the trade-off is two terraces and a garden that upper floors in the same building do not have. There is one bathroom, which is well finished and fits the size of the apartment. The terraces are held with an exclusive right of use rather than as titled area, and buyers should factor this in when comparing price per square metre. For a two-bedroom in quiet, green Seljanovo, within walking distance of everything Tivat offers, with this much private outdoor space, it is a strong option.

‍

‍

NT Realty is a boutique real estate agency based in Tivat, Montenegro. Founded by Peter Flynn, who first came to the Bay of Kotor in 2005 as a property investor and has since built businesses across real estate development, architecture, and interior design, the agency is run alongside Maša Flynn — architect and former Head of Design at Porto Montenegro, where she delivered over €60 million of projects on time and on budget. Between them they bring a depth of local market knowledge that is difficult to find elsewhere in the region.

‍

The team specialises in properties for sale and long-term rentals across the Bay of Kotor, Tivat Bay, and the Luštica Peninsula — from Porto Montenegro and Luštica Bay to private homes throughout the wider region. Our job is to guide buyers, sellers, and tenants through the process clearly, honestly, and without unnecessary complexity.