€1,100,000

A new-build villa of 199 m² set on 624 m² of hillside of Kavač, Kotor municipality, with an uninterrupted panorama across the bay to Sveti MarkoIsland, the Island of Flowers - connected to the shore by a narrow isthmus,though it reads entirely as an island from the water - and the Luštica Baychampionship golf course, the sun setting directly ahead each evening.
Three en-suite bedrooms, a fourth flexible room, and a private pool of 8 m× 3 m set in the embrace of the living and dining wings.
Two storeys of considered modern architecture - local stone, black aluminium, exterior soleil solar blinds - fully furnished and ready to moveinto. LG integrated ceiling air conditioning throughout; underfloor heating onthe ground floor and in all three en-suite bathrooms. Log-burning fireplace inthe living room. CCTV. Mature olive trees from established Montenegrin grovessurround the 624 m² plot. Remote key fob parking gates; intercom on bothfloors. Čelanovića Mlin, the old olivemill, sits directly alongside. Kotor Old Town 6.2 km / 13 min; Porto Montenegro5.7 km / 17 min; Tivat Airport 7.4 km / 12 min; Knightsbridge SchoolsInternational 5.4 km / 15 min.
From the hillside of Kavač, the bay opens westward in a panorama that takes a moment to absorb. Sveti Marko Island in the near distance. Beyond it, the Island of Flowers - connected to the shore by a narrow isthmus, its name entirely earned from out on the water. Further still, the fairways of the Luštica Bay championship golf course tracing the contours of the peninsula. And at the end of every day, the sun going down straight ahead. Villa Maslina was built to make the most of this position - and it succeeds.
The architecture is precise in its intentions. Local stone, laid with minimal gaps and without render between courses, gives the façade a dry-stone quality that reads as crafted rather than constructed. White render provides the counterpoint. The frames throughout are black aluminium, fitted with exterior soleil solar blinds - any elevation can be opened entirely to the view or drawn against the afternoon heat. The mature olive trees surrounding the plot were sourced from old-established Montenegrin groves: specimens with genuine age and character that give the garden a settled quality a new build rarely achieves without waiting a decade for it.
Inside, the ground floor is organised around an open-plan kitchen and dining space that takes both cooking and eating seriously. The kitchen centers on a substantial marble-effect quartz island with tan leather-effect bar stools along one side and an induction hob flush to the surface on the other. Whitematt cabinetry with oak-effect trim runs the walls; a full marble-effect backsplash behind. Black Hisense fridge-freezer, ceiling fan. The dining table is a single live-edge slab - long enough for a household and guests together -with two Scandinavian-style caramel leather chairs and woven seagrassplacemats. Blue glass catches the light at one end.
The living room opens at the other arm of the ground floor, and this is where the house makes its clearest statement. The room faces directly onto the pool - the water sitting in the angle of the L between the two wings - and beyond it, through the full-height glazing, the bay. Two generous cream sofas face that view. A large diptych of a sun-bleached Mediterranean city in earthy greens and ochres hangs behind; a linen-shaded floor lamp stands in the corner; botanical cushions and a carved nautilus on a plinth complete the picture. Andin one corner, a log-burning fireplace. This is a house built around the sun and the view - but the winters here are real, and there are evenings when the bay turns silver and the fire is exactly the right thing. The room holds both possibilities comfortably.
The pool - 8 m × 3 m - sits in the angle between the two wings, visible from the living room through the full-height glass. One side features submerged bench-like steps that cross the width of the water: a place to sit with the cool water around you and the bay spread out below, the afternoon light shifting on the surface. In the evenings, when the sky over Luštica begins to colour, this is where the day settles.
Upstairs, the two front-facing bedrooms each have very large, glazedopenings and en-suite bathrooms, both looking directly across the bay. Thethird bedroom - en-suite, twin beds, a side-aspect window - is quieter incharacter and well-suited to guests. On the ground floor, a fourth room withits own half bathroom offers flexibility: home office, music room, oradditional sleeping space. Throughout, the flooring is a wide-plank wood-effectceramic - broader in format than standard, warm in character.
The specification throughout reflects the care taken in the build. LG integrated ceiling units provide air conditioning and heating to every room. Underfloor heating covers the ground floor - with the exception of the WC, laundry room, and stairwell - and extends to all three en-suite bathrooms on the upper floor, each with its own independent temperature control. CCTV covers the property for security and remote monitoring. A remote key fob operates the main parking gates; intercom panels on both floors open the pedestrian gate independently. The gravel parking area at the rear accommodates five to six cars comfortably.
Kavač is a hillside village and a car is essential for daily life. The access lane narrows in sections as it climbs -worth knowing before a first visit. The mini-market is walkable; HDL, Voli, andIdeal are all in Mrčevac and Radanovci, under ten minutes by road. Kotor Old Town is thirteen minutes; Porto Montenegro seventeen.
- New-build villa, 199 m² registered, on a 624 m² plot, two storeys, Kavač, Kotor municipality
- Panoramic bay views: Sveti Marko Island, the Island of Flowers (peninsula with isthmus, reads as island from the water), Luštica Bay championship golf course; sunset-facing
- Two front-facing en-suite bedrooms with large, glazed openings and bay views; third en-suite bedroom (twin beds, side window); fourthroom - bedroom / office / music room
- Private pool 8 m × 3 m; submerged bench steps along oneside; living room overlooks pool directly
- Log-burning fireplace in living room
- LG integrated ceiling air conditioning and heatingthroughout
- Underfloor heating: ground floor throughout (except WC, laundry, stairwell); all three en-suite bathrooms on first floor, each withindependent temperature control
- Local stone exterior, contemporary dry-stone finish; black aluminium frames with exterior soleil solar blinds
- Mature olive trees sourced from established Montenegringroves; Mediterranean rockery planting on 624 m² plot
- Open-plan kitchen: marble-effect quartz island, tanleather-effect bar stools, live-edge dining table, Hisense fridge-freezer,ceiling fan
- Fully furnished - modern Mediterranean style, move-in ready
- CCTV security and remote monitoring
- Remote key fob main parking gates; intercom on both floorsfor pedestrian access; gated gravel parking for 5-6 cars
- Kotor Old Town 13 min; Porto Montenegro 17 min; TivatAirport 12 min; Knightsbridge Schools International 15 min
The large open-plan villas on the Luštica peninsula established a benchmarkfor what a contemporary Bay of Kotor home could be: generous glazing, the viewas architecture, interior volumes that breathe. Villa Maslina draws from thatlanguage and delivers it from a position that Luštica itself cannot offer -closer to Kotor Old Town, closer to the airport, and with a panorama that takesin the full width of the bay rather than a single inlet. At this scale andspecification - private pool, underfloor heating, LG climate control throughout,log fire, CCTV, fully furnished interiors requiring nothing - there is verylittle comparable available in Kotor municipality. The view alone, at thiselevation and with this aspect, commands a premium that the asking price doesnot yet fully reflect.
An international family or discerning couple relocating to the Bay of Kotorwho want a genuinely finished home - one that requires no work, no decisions,and no waiting - with a view and a setting that will not date. Particularlywell-suited to buyers with children, given the proximity to KnightsbridgeSchools International and Arcadia Academy. Not the right property for a buyerwho wants to walk to shops and restaurants, or whose priority is a waterfrontaddress - Kavač is a hillside village and a car is part of daily life here.
Kavač occupies the southern slopes of Vrmac - the great forested ridge thatstands between the inner bay and the Adriatic beyond. It is a quiet,residential hillside; the kind of place where the road narrows as it climbs andthe reward for the ascent is a view over one of the most beautiful enclosedbays in Europe. The village has no tourist infrastructure, no promenade, nosummer crowds. What it has, immediately alongside the villa, is Celanovca Mlin - an old olive mill, stilloperational, where the current owners source their oil. And a short drive downthe hill, Restoran Nadoveza: over a thousand reviews, a 4.9-star average, andthe kind of loyal following that only comes from a kitchen that hasconsistently earned it. Two minutes by car, or a fourteen-minute walk on a fineevening.
Immediately nearby
- Čelanovića Mlin (Old Olive Mill): directly adjacent -working mill; current owners source their olive oil here
- Mini-Market Kava : approximately 13 min on foot - dailyessentials
- Restoran Nadoveza: 1.1 km / 2 min by car, 14 min on foot -over 1,000 reviews at 4.9 stars; one of the most consistently highly-ratedrestaurants in the bay and a genuinely local institution. The kind of placethat earns that score not through occasion dining but through doing theeveryday things exceptionally well
- Cielo Rooftop Restaurant (Royal Blue Resort): 950 m / 2 min- rooftop dining with bay views, rated 4.5; live piano music in season
Mrčevac - 7 min by car
- Royal Blue Beach: 2.8 km / 6 min - nearest beach
- Apoteka Help pharmacy: 2.8 km / 7 min
- Wine Empire: 2.4 km / 7 min - one of the bay's most seriouswine and spirits merchants; a broad, well-curated selection that goes wellbeyond what the location might suggest, with knowledgeable staff and a rangethat covers boutique European producers alongside the well-known labels
- Pekara Davidović : approximately 7 min - local bakery
- Fresh Corner café: approximately 7 min
- Monty Fish: approximately 7 min - a fishmonger of adifferent order; think Harrods Food Hall rather than a market stall. Freshcatch daily, displayed and presented with the kind of care that makes thedifference between fish you eat and fish you remember. Langoustines, sea bass,bream, and whatever the boats brought in that morning - it is the sort of placethat becomes a weekly habit
- Ideal supermarket: approximately 7 min
- Bus stop (Mrčevac): approximately 7 min - coastal servicetoward Tivat
By car
- HDL supermarket (Radanovići): 4.9 km / 10 min; Voli supermarket also in Radanovići
- Kotor Old Town: 6.2 km / 13 min
- Porto Montenegro: 5.7 km / 17 min
- Luštica Bay (Centrale): 13 km / 17 min
- Plavi Horizonti (Trašte Bay) beach: 13 km / 17 min - BlueFlag sandy beach
- Tivat Airport (TIV): 7.4 km / 12 min
- Podgorica Airport (TGD): 77 km / 1 hr 37 min
- Dubrovnik Airport (DBV): 62 km / 1 hr 33 min (bordercrossing - allow extra time in season)
Schools
- Knightsbridge Schools International: 5.4 km / 15 min
- Arcadia Academy: 6.5 km / 12 min
- Local Primary School in Gradiočnica: 0.8 km / 2 min
Medical
- Apoteka Help pharmacy: 2.8 km / 7 min
- Milmedika Clinic (Porto Montenegro): 5.4 km / 15 min - a modern private clinic opened in2024, purpose-built to a high standard and offering a comprehensive range ofspecialist services under one roof: general and family medicine, cardiology, neurology, orthopedics, pediatrics, dermatology, urology, pulmonology, endocrinology, surgery, radiology, and full laboratory facilities. Forresidents and second-home owners who want access to serious private healthcareclose to home, this is a significant addition to the bay
- Hospitaland full medical services: Kotor, 13 min
Public transport
Bus stop in Mrčevac approximately 7 minutes by car; coastal service towardTivat. A car is essential for daily life from this location.
Twenty years of watching the Bay of Kotor develop gives you a particularinstinct for a property that is priced ahead of its moment. This is one ofthem. The view from Villa Maslina - the full bay, Sveti Marko, the golf course,the sunset - is the kind that features on the covers of the magazines we use asbenchmarks for how we write about property. I have seen that view from boats,from waterfront terraces, and from a handful of properties over the years. Veryfew of them were new builds. None of them were available at this price. Thearchitecture is honest - stone and render and glass, built carefully andwithout shortcuts. The interiors are genuinely finished. The olive trees haveage. The pool is in the right place. The log fire in the living room is not adetail - in a house built around the sun and the view, it is what makes theplace habitable through December and January as well as July. The access laneis narrow in sections, and you will need a car for everything; I would rathertell you that now than have you discover it after the fact. But for a familythat wants a serious home in a serious position - at a price that stillreflects where this part of the market is today rather than where it is going -this is a property to look at twice.
Grab your opportunity, contact us for viewing!
NT Realty is a boutique real estate agency based in Tivat, Montenegro. Founded by Peter Flynn, who first came to the Bay of Kotor in 2005 as a property investor and has since built businesses across real estate development, architecture, and interior design, the agency is run alongside Maša Flynn — architect and former Head of Design at Porto Montenegro, where she delivered over €60 million of projects on time and on budget. Between them they bring a depth of local market knowledge that is difficult to find elsewhere in the region.
The team specialises in properties for sale and long-term rentals across the Bay of Kotor, Tivat Bay, and the Luštica Peninsula — from Porto Montenegro and Luštica Bay to private homes throughout the wider region. Our job is to guide buyers, sellers, and tenants through the process clearly, honestly, and without unnecessary complexity.

Saznajte više o životu u Tivtu: Stvari koje treba raditi i vidjeti u Tivtu
Nakon kupovine i registracije, dobit ćete ključeve i preuzmite posjed. Sljedeći koraci uključuju prijenos komunalnih usluga na vaše ime, postavljanje plaćanja za upravljanje zgradom ako se radi o stanu, dobivanje kućnog osiguranja i - ako ga iznajmljujete - registraciju za turističku taksu i dobivanje svih potrebnih dozvola. Vaš advokat ili agent može vas voditi kroz administrativne dijelove.
Prihod od najma oporezuje se u iznosu od 15% na bruto prihode ako iznajmljujete kratkoročni (turistički najam), ili se možete odlučiti za oporezivanje neto prihoda nakon troškova za dugoročni najam. Također ćete platiti opštinsku turističku taksu (1€ po noćenju po gostu u visokoj sezoni, 0,50€ u niskoj sezoni) i morate prijaviti najam kod poreskih vlasti i uprave za turizam.
Godišnji porez na imovinu prilično je nizak - samo 0,25% procjenjene vrijednosti imovine godišnje. Procijenjena vrijednost obično je znatno ispod tržišne vrijednosti, tako da biste mogli plaćati 200-500 eura godišnje za obalni stan u vrijednosti od 200.000 eura. Prikuplja ga vaša lokalna opština i jedan je od pristupačnijih tekućih troškova Crne Gore.
Javnobilježničke naknade se određuju službenom tarifom i skalom s vašom otkupnom cijenom. Za većinu stambenih nekretnina očekujte 350-1.000 € plus 21% PDV-a - dakle otprilike 423-€1.210 ukupno. Nekretnina od 250.000 eura iznosi oko 532 eura osnovnih naknada. Postoje i male naknade za kopije dokumenata i administrativno podnošenje, tako da bi vaš konačni bilježnički račun mogao biti nešto veći.
Za nekretnine za preprodaju platićete 3% poreza na prijenos nekretnina (RETT) na kupoprodajnu cijenu. Nove verzije programera imaju nultu ocjenu za RETT, ali uključuju 21% PDV-a u cijenu - iako programeri obično mogu povratiti ovaj PDV. U svakom slučaju, budžet je oko 3% otkupne cijene za poreze na transfer osim ako se radi o novoj gradnji u kojoj je PDV već uključen.
Javni bilježnik ne prima ili drži novac direktno. Umjesto toga, prodavač mora pismeno potvrditi kod javnog bilježnika da je primio punu kupovnu cijenu. Tek nakon što javni bilježnik dobije ovu pismenu potvrdu (i potvrdi da su ispunjene poreske obaveze) izdat će Clausula Intabulandi. Neke transakcije koriste bankovne potvrde za dodatnu sigurnost.
Da, ako ste u braku ili ste u registrovanom partnerstvu, obično vam je potrebna pismena saglasnost supružnika ili partnera za prodaju imovine u Crnoj Gori, čak i ako je imovina registrovana isključivo na vaše ime. Ovo štiti interese obje strane prema pravilima bračne imovine. Vaš javni bilježnik će potvrditi posebne zahtjeve za vašu situaciju.
Clausula Intabulandi je službena potvrda javnog bilježnika da su ispunjene sve zakonske i finansijske obaveze, omogućavajući registraciju imovine na vaše ime. Javni bilježnik ga izdaje tek nakon što potvrdi da ste platili punu cijenu i sve poreze. To je vaše zeleno svjetlo za registraciju katastra - bez njega ne možete postati zakonski vlasnik.
Svaka nekretnina i vlasnik ima određene brojeve koji se pojavljuju na ugovorima: vaš JMBG (osobna iskaznica), JMBG prodavca ili registraciju preduzeća i broj katastarske parcele nekretnine (katastarska parcela/čestica). Oni povezuju sve u službenim registrima i bitni su za potrebe registracije i poreza.
Ne, Crna Gora nema sistem osiguranja vlasništva poput SAD-a ili Velike Britanije. Umjesto toga, kupci se oslanjaju na sveobuhvatnu pravnu dužnu pažljivošću - vaš advokat ili javni bilježnik provjerava katastar, istoriju vlasništva, terete i dozvole prije nego što se obvezate. To je drugačiji sistem, ali uz odgovarajuće provjere jednako je siguran.
Ovisi o tome gdje su vaši dokumenti izdani. Ako ste iz zemlje Haške konvencije (koja uključuje većinu zapadnih zemalja), potreban vam je apostil. Ako ne, vaši dokumenti trebaju konzularnu legalizaciju. U svakom slučaju, trebat će im i ovjereni prevod od strane zakletog sudskog prevoditelja u Crnoj Gori.
Vaš advokat traži službeni izvod (List nepokretnosti) iz Katastra nekretnina, koji pokazuje trenutno vlasništvo, bilo kakve hipoteke ili zaloge, granice imovine i pravni opis. Javni bilježnik također provjerava identitet prodavatelja i pravnu sposobnost. Ova dubinska analiza obično traje nekoliko dana i košta oko 18-25 eura za izvod iz katastra.
JMBG dobijate preko lokalne Uprave policije (MUP) predočenjem pasoša, dokaza o vlasništvu imovine i popunjavanjem jednostavne prijave. Proces obično traje nekoliko dana, a ovaj broj će vam trebati za poreske prijave i registraciju imovine - čak i bez prebivališta.
Za jednostavan stan za preprodaju sa čistom papirologijom, proces kupovine često se može završiti u roku od 3-6 tjedana. Složenije transakcije, nove gradnje ili kupovine koje se finansiraju hipotekom mogu potrajati duže.
Neke banke pozajmljuju strancima, ali su uslovi stroži - niži omjeri kredita i vrijednosti i stroži zahtjevi za prihodom. Mnogi strani kupci finansiraju preko svoje matične zemlje ili plaćaju gotovinom.
Zvanično, sve je u eurima. Možete pretvoriti iz matične valute prije slanja, ili u nekim slučajevima poravnati pomoću kriptovalute ako se obe strane i javni bilježnik slažu - ali cijena ugovora i porezi su uvijek zasnovani na euru.
Osim kupovne cijene i poreza na transfer, budžeta za notarske naknade, prevođenja, pravnih naknada i potencijalno agencijske provizije - zajedno, oni obično dodaju 2-4% vašeg ukupnog troška.
Ne. Većina stranih kupaca koristi punomoć kako bi ovlastila nekoga ovdje - vašeg advokata, NT Realty ili drugog pouzdanog predstavnika - da potpiše u vaše ime.
Po konvenciji, kupac obično plaća i javnobilježničke naknade i naknade za zakletog sudskog prevoditelja, iako se o tome može pregovarati između strana.
Da, i to je jednostavnije nego što većina ljudi očekuje. Crna Gora pozdravlja strane kupce - kako iz EU tako i izvan EU-a - i možete posjedovati imovinu na svoje ime bez potrebe za prebivalištem ili lokalnom kompanijom u većini slučajeva.
Svi troškovi vezani za kupovinu, uključujući javnobilježničke naknade, porez na prijenos nekretnina (ako je primjenjivo) i bilo kakve pravne naknade, isključiva su odgovornost kupca. nTRealty ne snosi odgovornost za ispravnost ovdje objavljenih informacija, a koja se zasniva isključivo na detaljima koje su nam dostavili vlasnici nekretnine. NTrealty nema obavezu ažurirati, mijenjati ili izmijeniti ovaj popis ili obavijestiti čitatelja ako bilo kakve informacije, uključujući urbanističke ili katastarski podaci, naknadno postaju netočni. Svi oglasi su predmet prethodne prodaje. Agencijska provizija: Kupcu se ne naplaćuje agencijska provizija. Agencijsku naknadu plaća prodavač.
Jeste li zainteresirani za kupnju kuće? Ne tražite dalje od suradnje s našim stručnjacima za nekretnine.