2 Bedroom House for Sale in Kavac
€320,000
Peter Flynn
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Description
Residential Complex in Kavac, Tivat
This residential development is set on the hillside above Tivat, in the increasingly desired area of Kavac.
Surrounded by greenery and open landscapes, the project enjoys beautiful views of the Adriatic Sea and the Bay of Kotor while offering a peaceful environment away from busy tourist zones.
At the same time, the location provides convenient access to the town and essential infrastructure.
The complex occupies a private territory of 23,000 m2 and will consist of over 30 homes, including townhouses and individual villas.
Each residence comes with its own private land plot ranging from 200 m2 to 1,200 m2, giving homeowners space for outdoor living, relaxation, and landscaping.
The entire village is carefully planned and designed, creating a well-planned residential community designed for comfortable year-round living.
Set on the green hills of Kavac, this residential development enjoys one of the most convenient positions in the Bay of Kotor.
The area sits between Tivat and Kotor, allowing residents to reach both towns quickly while enjoying the privacy and tranquillity of an elevated residential neighbourhood.
From here, everyday life combines easy access to key destinations with the calm atmosphere of a hillside setting surrounded by nature.
Within just a few minutes' drive, residents can reach Tivat town centre and the internationally known Porto Montenegro, a world-class marina offering waterfront restaurants, boutiques, cafés, and leisure facilities.
The historic charm of Kotor Old Town, a UNESCO-protected medieval town, is also nearby, providing cultural landmarks, lively squares, and traditional restaurants.
The development is particularly convenient for international travel. Tivat Airport is only a short drive away, while both Podgorica Airport and Dubrovnik Airport can be reached comfortably by car, connecting the region with major European destinations.
Distances
* Tivat Centre - approx. 5 km / 10 minutes
* Porto Montenegro - approx. 6 km / 10 minutes
* Kotor Old Town - approx. 7 km / 15 minutes
* Tivat Airport - approx. 5 km / 10 minutes
* Podgorica Airport - approx. 80 km / 1 h 30 min
* Dubrovnik Airport - approx. 75 km / around 2 hours.
Thanks to this strategic location, the development offers an ideal balance between privacy, accessibility, and proximity to the most attractive destinations in Montenegro's coastal region.
Townhouse Types
Townhouses A
Townhouse A units are thoughtfully designed two-storey homes arranged within buildings for four families, offering privacy while maintaining a community atmosphere.
Each unit provides approximately 110 m² of interior living space and sits on a private plot of around 200 m².
The layout is designed for comfortable everyday living, featuring an open-plan living room and kitchen area that connects naturally with the outdoor terraces.
Depending on the unit configuration, the home includes two or three bedrooms, two bathrooms, and two terraces, allowing residents to enjoy outdoor space throughout the day.
Each property also includes private parking.
Prices for Townhouse A units start from 320,000 EUR.
Current availability:
Only two units remain available in this category.
* A1-3 is fully completed and ready for immediate handover.
As a special offer, the property is available for 320,000 EUR, with professional home staging services included, helping the future owner present the home beautifully from the first day.
* A2-1 comes with a special offer that includes a private garage and an extension of the house, increasing the total usable living space.
Townhouses B
Townhouse B homes are designed for two families per building, offering a more spacious layout and larger private plots.
Each unit features around 127 m2 of interior space and sits on a 300 m2 private plot, providing additional outdoor area for gardens, terraces, or leisure spaces.
The interior layout includes a bright living room connected with the kitchen, three bedrooms, two bathrooms, and two terraces, creating a comfortable balance between indoor and outdoor living.
Each home also includes private parking.
Prices for Townhouse B units start from 420,000 EUR.
At the moment, four units are available.
Construction and Finishing Homes within the complex are delivered with fully completed construction and interior finishing, allowing buyers to move in without the need for additional structural work.
Interior spaces include parquet or ceramic flooring, while walls and ceilings are painted in colours chosen by the buyer depending on completion stage at the moment of the purchase.
The exterior is also fully finished, including the façade, roof, and windows.
All essential engineering systems are installed, including electricity, water supply, sewage systems, and bathroom boilers.
For everyday comfort, air conditioning is installed in the living room and master bedroom, while underfloor heating is provided in the bathrooms and kitchen areas.
Bathrooms are delivered fully equipped with tiles and sanitary fixtures, and each home includes a terrace area, parking space, and a walkway leading to the entrance.
The land plots are landscaped with basic grass and green fencing, creating a neat and natural environment from the start.
Optional Customisation
For buyers who wish to further personalise their property, a number of additional features and upgrades are available. These include options such as private swimming pools, saunas, or home gyms, as well as additional concrete pathways, natural stone finishing for the house and surrounding areas, and custom interior or exterior woodwork, everything where applicable.
Buyers may also choose a turn-key furnishing package, created in collaboration with the project's interior designer, allowing the home to be delivered fully furnished and ready for living.
For those seeking a more distinctive architectural style, it is also possible to upgrade the design with modern Mediterranean elements made from premium, sustainable materials, giving the home an even more refined character.
ntRealty is a Real Estate Agency based in Tivat, Montenegro, headed by British businessman Peter Flynn, who has lived in the area since 2005 and focused his efforts in various aspects of real estate, including development, architecture, interior design, and investing in real estate in the area. The Tivat office is run by a team of professionals who really understand the local market. The team is there to help guide you through the buying (or selling) process, and we pride ourselves on giving a high level of service in a polite, friendly, and efficient way.
ntRealty specializes in properties for sale all around the Bay of Kotor, Tivat Bay, and Lustica, and our clients range from Porto Montenegro and Lustica Bay to hundreds of private individuals who put their trust in our operation.
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Frequently Asked Questions
After purchase and registration, you'll receive keys and take possession. Next steps include transferring utilities to your name, setting up building management payments if it's an apartment, getting home insurance, and—if you're renting it out—registering for tourist tax and obtaining any required permits. Your lawyer or agent can guide you through the administrative bits.
Rental income is taxed at 15% on gross receipts if you're renting short-term (tourist rentals), or you can opt for taxation on net income after expenses for long-term rentals. You'll also pay municipal tourist tax (€1 per night per guest in high season, €0.50 in low season) and need to register your rental with the tax authorities and tourism directorate.
Annual property tax is quite low—just 0.25% of the property's assessed value per year. The assessed value is typically well below market value, so you might pay €200-500 annually on a coastal apartment worth €200,000. It's collected by your local municipality and is one of Montenegro's more affordable ongoing costs.
Notary fees are set by official tariff and scale with your purchase price. For most residential properties, expect €350-€1,000 plus 21% VAT—so roughly €423-€1,210 total. A €250,000 property runs about €532 in base fees. There are also small charges for document copies and administrative filing, so your final notary bill might be slightly higher.
For resale properties, you'll pay 3% Real Estate Transfer Tax (RETT) on the purchase price. New builds from developers are zero-rated for RETT but include 21% VAT in the price—though developers can usually reclaim this VAT. Either way, budget around 3% of the purchase price for transfer taxes unless it's a new build where VAT is already included.
The notary doesn't receive or hold the money directly. Instead, the seller must confirm in writing to the notary that they've received the full purchase price. Only after the notary receives this written confirmation (and verifies tax obligations are met) will they issue the Clausula Intabulandi. Some transactions use bank confirmations for added security.
Yes, if you're married or in a registered partnership, you typically need your spouse's or partner's written consent to sell property in Montenegro, even if the property is registered solely in your name. This protects both parties' interests under matrimonial property rules. Your notary will confirm the specific requirements for your situation.
The Clausula Intabulandi is the notary's official confirmation that all legal and financial obligations have been met, allowing the property to be registered in your name. The notary issues it only after verifying you've paid the full price and all taxes. It's your green light for cadastre registration—without it, you can't become the legal owner.
Every property and owner has specific numbers that appear on contracts: your JMBG (personal ID), the seller's JMBG or company registration, and the property's cadastral parcel number (katastarska parcela/čestica). These link everything in the official registries and are essential for registration and tax purposes.
No, Montenegro doesn't have a title insurance system like the US or UK. Instead, buyers rely on comprehensive legal due diligence—your lawyer or notary checks the cadastre, ownership history, encumbrances, and permits before you commit. It's a different system, but with proper checks it's just as secure.
It depends on where your documents were issued. If you're from a Hague Convention country (which includes most Western countries), you need an apostille. If not, your documents need consular legalisation. Either way, they'll also need certified translation by a sworn court translator in Montenegro.
Your lawyer requests an official extract (List nepokretnosti) from the Real Estate Cadastre, which shows current ownership, any mortgages or liens, property boundaries, and legal description. The notary also verifies the seller's identity and legal capacity. This due diligence typically takes a few days and costs around €18-25 for the cadastre extract.
You obtain a JMBG through the local Police Directorate (MUP) by presenting your passport, proof of property ownership, and completing a simple application. The process typically takes a few days, and you'll need this number for tax declarations and property registration—even without residency.
For a straightforward resale apartment with clean paperwork, the buying process can often be completed within 3-6 weeks. More complex transactions, new builds, or mortgage-financed purchases can take longer.
Some banks do lend to foreigners, but conditions are tighter—lower loan-to-value ratios and stricter income requirements. Many foreign buyers finance through their home country or pay cash.
Officially, everything is in euros. You can convert from your home currency before sending, or in some cases settle using cryptocurrency if both parties and the notary agree—but the contract price and taxes are always euro-based.
Beyond the purchase price and transfer tax, budget for notary fees, translation, legal fees, and potentially agency commission—together, these typically add 2-4% to your total cost.
No. Most foreign buyers use a Power of Attorney to authorize someone here—your lawyer, NT Realty, or another trusted representative—to sign on your behalf.
By convention, the buyer usually pays both the notary fees and the sworn court translator fees, though this can be negotiated between parties.
Yes, and it's more straightforward than most people expect. Montenegro welcomes foreign buyers—both EU and non-EU—and you can own property in your own name without needing residency or a local company in most cases.
Disclaimer: Purchase Costs & Information Accuracy
All costs associated with the purchase, including notary fees, real estate transfer tax (if applicable), and any legal fees, are the sole responsibility of the buyer. ntRealty bears no responsibility for the correctness of the information published here, which is based exclusively upon details provided to us by the property owner(s). ntRealty has no obligation to update, modify, or amend this listing or to notify a reader if any information, including urbanistic or cadastral data, subsequently becomes inaccurate. All listings are subject to prior sale. Agency Commission: No agency commission is charged to the buyer. The agency fee is paid by the seller.
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